Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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PenFed Personal Loans Review: Solid Banking, With Even Better Borrowing Options
PenFed offers affordable personal loans but there are strict credit score and income requirements, and you must be a member of the credit union.
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Best Online Installment Loans in 2026: Rates, Reviews, and How to Qualify
Finding the right installment loan shouldn’t be hard. We’ve researched the best personal loan rates, terms, and benefits to help you make an informed decision.
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Avant Personal Loans Review: Quick Loans, but at a High Cost
Avant offers personal loans to qualified borrowers, including those with less-than-perfect credit. This Avant personal loan review will get you up to speed on this product.
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Best Loans for Plumbing Financing
Plumbing problems tend to appear suddenly, leaving you with little time to prepare—especially financially. When a plumbing emergency is more costly than you can afford, you have financing options to…
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Best Bad-Credit Lenders for Personal Loans: Online Options in 2026
Bad credit can limit your borrowing options, but you might have more choices than you think. We’ve researched lenders and how to get a personal loan.
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Navy Federal Personal Loans Review
Navy Federal Credit Union offers personal loans with competitive rates and good benefits. However, there are requirements for becoming a Navy Federal member and specific ways to apply for the…
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Best Home Improvement Loans of 2026: Compare Rates, Terms, and Alternatives
After hours of research, here are our choices for the best personal loans for home improvement projects.
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Best Food Truck Loans
When starting a food truck business, you'll probably need to tap into various sources of funding. Food truck loans can include small business loans, personal loans, or microloans.
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Fish Tank & Aquarium Financing
Whether your fish are outgrowing their current tank or you’re looking to add more aquatic life to your aquarium setup, fish tank financing could help you fund your marine expansion.…
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Personal Loans for H-1B Visa Holders: How to Qualify and Where to Apply
If you are working on an H-1B visa and need additional funding, there are options. Find out where to get a personal loan for H-1B visa holders.