Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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Bank of America Doesn’t Do Personal Loans: Best BofA Alternatives in 2026
Bank of America (BofA) doesn’t offer personal loans, but many other lenders can help you cover unexpected expenses or finance larger purchases. Whether you’re looking for a loan with low…
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Personal Loans for Students
After you exhaust your financial aid, a personal loan could be a solution if you need cash fast. But before you apply for one, consider the pros and cons.
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Can You Get a Personal Loan Without a SSN as a Non-U.S. Citizen?
You can get a personal loan as a non-U.S. citizen, but you might have more restrictions or limitations on where you can get a loan and how much you can…
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Vacation Loans: How to Finance Your Trip
Vacation loans can help you cover a pricy getaway, but will increase the cost due to interest and leave you paying for your experience long after it’s over. Plan ahead…
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Relocation Loans: Find Money to Help with Moving Expenses
A relocation loan could be a good option if you need money to help cover moving expenses.
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Upgrade Personal Loans: A Solid Pick for Fair Credit Borrowers [2026 Review]
Upgrade's personal loans are geared towards borrowers with fair credit. This review will explain how to apply for an Upgrade personal loan as well as some of the pros and…
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Horse Loans: Find Equine Financing for Your Needs
You can use a horse loan to buy a horse, although taking out a personal loan for a luxury purchase may not be in your best financial interests.
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Best Medical Loans
Here are our picks for the best medical loan companies among our lender partners, each one chosen to support borrowers with all credit profiles.
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LendingClub Personal Loans Review
LendingClub personal loans are a great choice if you have consistent income and at least a fair credit score.
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Best Credit Building Loans and Accounts: 2026 Reviews of Products and Companies
Building credit—or starting from scratch—is a common challenge. Nearly 50 million Americans are considered “credit invisible,” meaning they have little to no credit history and may struggle to qualify for…