Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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Cheese Credit Builder Review: Why It Shut Down + 4 Better Alternatives for 2026
Cheese credit builder offers an easy way for users to improve their credit scores without credit checks or additional fees. Find out whether it’s right for you.
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List of Personal Loan Companies
Here's a list of 75 personal loan companies that lend money to those in need of funds.
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Possible Finance Review 2026: App-Based Loans and Advances for Poor or No Credit
Users with bad credit can borrow up to $500 through Possible, with funding in just minutes. Loans are repaid through eight biweekly payments.
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Shed Loans: Compare Your Financing Options
Shed costs vary depending on lots of different factors. If you’re buying a higher-end model, you might need to consider shed financing options.
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Best Personal Loans for Good Credit
Personal loans can be a valuable tool for borrowers that lenders approve based on credit scores. After careful consideration, these lenders came out ahead of the rest.
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Best Personal Lines of Credit in 2026: Banks, Credit Unions, and Online Options
The best personal lines of credit offer a combination of high borrowing limits, low rates, and minimal fees. Keep reading to learn which personal lines of credit rate came out…
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Santander Personal Loans Review
Santander Bank offers personal loans at fairly competitive rates. Its customer service, however, is rated poorly enough that you might be better off looking elsewhere for a personal loan.
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Dental Loans: Financing for Cosmetic and Medical Work
If you need to finance a major dental procedure, a dental loan or alternative source of financing could be the right solution. Be sure to compare different dental financing companies…
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Personal Loans for Bathroom Remodel Financing
If you are looking for bathroom remodel financing options, you should consider home improvement loans, home equity products, credit cards, and manufacture financing.
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M&T Bank Personal Loans Review
M&T Bank offers loans up to $25,000 at reasonable rates, as well as a choice of repayment terms. However, because rates may be lower from online lenders, borrowers need to…