Navient services federal direct loans and private student loans. It recently expanded into student loan refinancing through NaviRefi after acquiring Earnest. Navient has also been the focus of various consumer complaints and lawsuits in recent years.

Many or all of the companies featured provide compensation to LendEDU. These commissions are how we maintain our free service for consumers. Compensation, along with hours of in-depth editorial research, determines where & how companies appear on our site.