If you currently have multiple federal student loans and want to simplify repayment, you may be eligible for the Federal Direct Consolidation Loan. In addition to lower payments, a federal loan consolidation may open access to income-driven repayment and loan forgiveness plans.

Our company receives compensation from partners seen on our website. Here's how we make money. Our research, news, ratings, and assessments are scrutinized using strict editorial integrity. Our editorial staff does not receive direction from advertisers on our website.