If you cancel a whole life insurance policy when you haven't had it for very long, you face surrender fees and may not get any of your policy's cash value. If you've been covered for longer, you have options that may allow you to take the cash value, keep the death benefit, or both.

You can refinance student loans more than once if you are eligible. It is a good idea to do so if you are eligible for a lower interest rate than what you are currently paying.

Variable life insurance is a type of permanent life insurance. You pay higher premiums than for term life insurance and some money is invested into sub-accounts similar to mutual funds. Invested funds can increase or decrease in value, and when investments grow, they gain receive favorable tax treatment.

Investing can seem like a mysterious sector of finances for many people. It’s actually fairly easy to get started—and doing so now can help your money grow exponentially by the time you need it. There are many options and lots of ways to get started.

At a Glance: Bank of America stopped issuing new student loans. Find out what that means for borrowers who previously took out loans through the company and find alternative lenders who you can either refinance with or apply to take out new loans through. Bank of America is one of the largest banks in the world, […]

Indexed universal life insurance is a hybrid life insurance and investment product. The policy can remain in effect your whole life. You'll also earn returns on money invested based on the index with your policy.

You should refinance student loans with a cosigner only if you need one to qualify for the lowest rates. If you have a loved one who is willing, and if you're confident you'll be able to pay back your debt, it may be a good idea.

Private consolidation can change the interest rate and repayment term on your loan, while a Direct Consolidation Loan allows you to change your payment plan—and potentially reduce your payment—but doesn't change the rate of interest you pay.

Life insurance companies test for prescription drugs and illegal drugs. If they find certain drugs in your system, your application for coverage could be denied or you could be charged more.

Being a marijuana user could affect your ability to obtain life insurance and raise your costs for a policy. Different insurance companies have different policies when it comes to the impact of marijuana on life insurance coverage.