As a result of several semesters in school or from having student loans from various sources, many graduates find themselves paying several loans on a monthly basis. Each of these loans may come with their own rates, terms, and required monthly payments, making the entire process a bit unwieldy at times.Student loan consolidation is a […]

You might not own your own home, but it’s still important to make sure your belongings are covered and can be replaced if something happens to them.After all, if there’s a fire and your apartment or rental home burns down, you could end up with nothing. Even if you replaced everything with the cheapest Ikea […]

No one wants to think about the fact that they’re going to die someday. It’s not an exciting topic to bring up with friends when you head out to catch up over coffee.But it’s not like we can avoid death by not talking about or preparing for it. There are many reasons why it’s important […]

Whether you’re working with a contractor or going at it alone, home improvement costs can quickly add up. This can be problematic if you need to make multiple purchases from various merchants or if the contractor you decide to work with doesn’t offer their own financing option. To address that need, GreenSky offers a quick-approval […]

Navient, the largest student loan servicer in the United States, has branched out into student loan refinancing. In 2017, Navient acquired financial technology and education finance company Earnest, resulting in NaviRefi Loans, which are offered by Earnest Operations and serviced by Navient Solutions.NaviRefi says it offers competitive interest rates according to a borrower’s credit and […]

The cost of college has risen sharply in recent years. On average over four years, students are paying nearly $51,000 to attend a private college or university, just under $41,000 to attend a public, out-of-state college, and over $25,000 to go to a public, in-state college.These numbers include tuition, fees, room and board, and other […]

If you’re in the market for a personal loan, you’ve likely come across a variety of lending structures, some traditional, like banks and credit unions and others less so. Included in the growing list of alternative lending options are peer-to-peer (P2P) loans, which are built on a lending agreement between an individual (borrower) and an […]

You have a car so you need car insurance – it’s the law in most states. But what kind of car insurance should you get when there are so many options to choose from? And do you need more insurance than you’re legally required to have?For example, should you get comprehensive coverage even though your […]

If you’re like most people, you probably have a debit card—a Visa or Mastercard that’s attached to your checking account. You swipe the card at merchants just like a credit card, but instead of withdrawing from a credit line, the money comes out of your own personal checking account.You’ve probably used your debit card in […]

So you’ve made the decision to pay off your credit cards—that’s great! There’s just one problem; you have multiple cards with different interest rates, payment amounts, and total balances. How do you know which credit card to pay off first?There are several ways to approach paying off your cards, and the best answer is dependent […]