There are few things scarier than a lost credit card. Many Americans rely solely on their credit cards for their daily living expenses, so having your card lost (or stolen!) can seem devastating. This is especially true for anyone who relies on their credit card to auto-pay bills or to pay for basics in their […]
Sallie Mae is among the more predominant student loan companies, but other financial services firms also offer competitive options. Today, several banks provide a variety of student loan products with unique rates, terms, and perks to cater to a variety of borrowers. Those products include undergraduate and graduate loans, career training loans, and parent loans.Of […]
No matter what method of payment you use – credit card or debit card – there are risks with any transaction. But in today’s technology-dependent age, online purchases may come with higher risk, whether you pay with a credit card or debit card.Online shopping requires you to enter your personal payment information into electronic forms […]
A wide variety of financial aid options are available for students in both the federal and private sectors. North Carolina college students also have several state-specific options.Take advantage of all of the available opportunities, by following the step-by-step financial aid process.Below we will cover North Carolina student loan, scholarship, and grant opportunities. Table of Contents […]
Star Alliance is a global airline partnership consisting of 27 airlines that fly to over 1,300 destinations throughout the world. And some alliance members have partnered with American banks to offer co-branded credit cards that offer the benefit of earning miles for your everyday purchases.These miles can then be used on all Star Alliance partner […]
When it comes to credit cards, applying is usually easy. With online forms, the application process is brief, and decisions are often made within minutes.Consumers have varying motivating factors driving their decision to apply for a credit card. Some may be enticed by the rewards and bonuses, hoping to score bonus miles, cash back, or […]
Student loan servicers often ask borrowers if they want to apply an overpayment towards the account balance, or to use the overpayment to advance payment due date. The servicer’s explanation can be confusing for first-time borrowers with no experience making overpayments. Which option is the smartest financial decision?Extra payments over and above your minimum monthly […]
For small business owners, few things are as vital to success as a positive cash flow. Ideally, the business has enough money coming in to cover operational expenses or unexpected costs.Unfortunately, that’s not always the case. Sometimes, seasonality may leave a significant dent in weekly or monthly revenue, making it impossible to meet regularly occurring […]