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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

When to Refinance Your Student Loans

When refinancing your student loans, you want to ensure you get the best deal possible without losing valuable benefits. Timing is everything; making...

Aidvantage Federal Student Loan Servicing

If you borrow federal student loans, your loans will eventually get assigned to a student loan servicer. Aidvantage is one of seven such...

Does Debt Relief Help With Student Loans?

If you’re struggling to repay student loans, you’re not alone—almost 7 million federal student loan borrowers had student loans that were in default...

Aspire Servicing Center for Student Loans: Full Guide and FAQs for Borrowers in 2025

Seeing Aspire Servicing Center on your student loan statement can raise questions—especially if you’ve never...

When Do Student Loans Get Reported to Credit Bureaus?

Student loans are reported to credit bureaus from the moment they are disbursed and continue...

Sallie Mae vs. SoFi Student Loans Comparison

About Sallie Mae and SoFi® Sallie Mae and SoFi are two leading private student loan lenders. Once a federal lender, Sallie Mae now...

College Ave vs. LendKey Student Loan Comparison

About College Ave and LendKey College Ave and LendKey both help students cover college tuition....

Low-Income Student Loans

If you’re a college student or someone planning on pursuing a postsecondary degree with little to no income, a few low-income student loans...

How to Pay Off $200K in Student Loans

According to a 2024 report from the Education Data Initiative, the average student loan debt per borrower is around $39,981 in total. Outstanding...

Are Student Loans Installment or Revolving Credit?

Understanding whether a student loan is an installment or revolving loan will give you insights...