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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

BECU Student Loans Review

Founded in 1935, Boeing Employees Credit Union (BECU) initially served Boeing employees, lending them money to purchase tools to do their jobs. The...

Student Loan Refinance Requirements

Refinancing student loans involves taking out new loans from a private lender to pay off existing education debt. Borrowers may benefit from a...

Should You Refinance to a Variable-Rate Student Loan?

When you refinance your student loans, a private lender pays off your current loans and...

What Is a 529 College Savings Plan?

Figuring out how to cover the cost of college for yourself or a loved one can be challenging. If you’re looking for a...

How to Refinance Parent Student Loans

Refinancing a private parent student loan or Parent PLUS loan could save you money if you qualify for a lower annual percentage rate...

How Does Student Loan Forgiveness Work?

Student loan forgiveness means that your debt is forgiven or removed. The federal government offers various programs that allow borrowers with eligible federal...

How to Refinance Part of Your Student Loans

You may have heard that refinancing your federal student loans can come with drawbacks, which is true. If you refinance your federal loans,...

Pros and Cons of Refinancing Student Loans

Student loan refinancing refers to paying off multiple existing student loans (private or federal) with a new private student loan. Borrowers sometimes choose...

Pros and Cons of Consolidating Student Loans

Federal student loan consolidation lets you combine multiple federal loans into one, simplifying repayment and potentially lowering your monthly payments by extending the...

Can You Consolidate Private and Federal Student Loans?

Student loan consolidation allows you to combine multiple loans into one, leaving you with a...