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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

Subsidized Student Loans

Subsidized student loans offer a break on interest payments in some situations. Here's a look at what subsidized loans are and who's eligible.

CollegeFinance Student Loans Review

College Finance offers an enhanced version of College Ave's private student loan. Check out how these added benefits can help you.

Unsubsidized Student Loans

Unsubsidized student loans are offered by the Department of Education to undergraduate and graduate students, regardless of financial need. Borrowers are responsible for...

College Ave vs. Earnest: Student Loan Comparison

Choosing between College Ave and Earnest can be a hard decision. That’s why we broke...

Student Loans for Low GPA

Each college is allowed to set its own standards for satisfactory academic progress, including the minimum GPA required to obtain student loans.

Student Loans for Single Mothers

Single mothers can get federal or private student loans to fund a college education. Here are the requirements and considerations for each.

Are There Student Loans That Pay Direct?

Federal student loans—and most private student loans—don’t show up as one big check in the mail. Typically, borrowed funds go to the school...

Income-Based Student Loans

Income-based repayment has only been available for federal loans—until now. Find out how private income-based student loans work, and if they're a better...

College Ave vs. Ascent: Student Loan Comparison

In this comparison, we’ll compare College Ave and Ascent private student loans and tell you...

Supplemental Student Loans

There are two main kinds of supplemental student loans you can use. We explain the differences and similarities, below.