Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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Solar Loans: Lenders Offering Solar Panel Financing
Several financing options exist for solar panels—including home improvement loans that don't require collateral in the form of your home, car, or savings account.
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Holiday Loans: Online Lenders & Borrowing Advice
Holiday loans could help you pay for gifts, events, and a trip home for the holidays. But before borrowing, compare interest rates and figure out whether you have more affordable…
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Best Personal Loans With a Cosigner
The best personal loans with a cosigner option offer little to no fees, fast funding, and flexible terms.
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Security Deposit Loans: How They Work
You can use personal loans to satisfy the security deposit requirement on a new home or apartment, but this route has several disadvantages.
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New Jersey Personal Loans: Online & Local Lenders
New Jersey residents looking for personal loans have several high-quality national lenders to choose from and some solid local options. Avoid payday loans if possible, and do your homework to…
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Texas Personal Loans: Online and Local Lenders
Personal loans in Texas can be found through online lenders, as well as local banks and credit unions.
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Pennsylvania Personal Loans: Online & Local Lenders
Looking for personal loans in Pennsylvania? This guide will help you identify some loan options available, including quick loans in PA as well as bad credit loans in PA.
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Should You Apply for a Personal Loan With a Co-Applicant?
A co-applicant is another borrower on the loan, and has full access to the funds. They also have full responsibility for paying it back.
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Season Ticket Loans
Personal loans are one way to pay for season tickets but there are things to consider before taking one out.
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Kitchen Remodel Loans and Financing Options
Homeowners have several kitchen remodel financing options through personal loans, home equity loans, and lines of credit.