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Types of student loans
| Take out student loans | Repay student loans |
| Best Private Student Loans | Best Student Loan Refinance |
| Federal Student Loans | Student Loan Repayment |
The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.
- Graduate Student Loans
- Parent Student Loans
- Student Loans Without a Cosigner
- International Student Loans
- Income-Based Student Loans
- Credit Union Student Loans
- Trade School Student Loans
Student loan uses
Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.
- What Student Loans Can Be Used For
- Student Loans for Living Expenses & Housing
- Student Loans for Past-Due Tuition
- Student Loans for Study Abroad
- Student Loans for Textbooks
Student loan reviews
If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.
- College Ave Student Loans Review
- Sallie Mae Student Loans Review
- Earnest Student Loans Review
- Ascent Student Loans Review
- List of Student Loan Companies
All-in-one guides
The following resources are excellent choices for comprehensive guides to specific topics.
- How to Get a Student Loan?
- How Do Student Loans Work?
- How to Get a Student Loan
- Student Loan Repayment
- Student Loan Forgiveness
- Student Loan Alternatives
Student loan data, statistics, and calculators
Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.
Latest on student loans:
Should You Include Your Spouse’s Income on the FAFSA?
If you are married and live with your spouse, you must include his or her...
When Do You Become a Legal Resident of a State for the FAFSA?
Your legal residence for the FAFSA typically is where your parents or legal guardians live....
The Student Loan Report Has Merged Into LendEDU
In May of 2019, The Student Loan Report merged into LendEDU. Because much of the...
How to Get a Student Loan Cosigner Release
A student loan cosigner release takes the financial burden off your cosigner and places it back on you.
How Does Being a Ward of the Court Affect Financial Aid?
If you are in foster care or your guardian was appointed by a judge because...
Overview of VSAC Services in 2025 (and the 2016 Transfer of Federal Student Loans to Nelnet)
VSAC, now Nelnet, is a loan servicing company that caters to students and their families...
ChangEd Student Loan App Review
You can automatically boost your monthly student loan payments with the help of ChangEd. Connect payment accounts and ChangEd will round up your...
How Student Loan Debt Has Changed Over the Past Decade: By School and State
Analyzing financial aid data voluntarily-submitted by nearly 1,000 institutions that reflects both the 2007 and...
Variable vs. Fixed Rate Student Loans
Your student loan terms will dictate how you repay your debt and how much it costs. A key loan term is your variable...
Student Loan Forbearance
See our research on student loan forbearance options for federal and private borrowers, who’s eligible, and what it costs to pause payments during...