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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

Can You Make Principal-Only Payments on Student Loans?

When you make minimum monthly payments on your student loans, a portion goes toward the...

How Student Loans Affect Your Retirement

Retirement may be years away, but it’s never too soon to start planning for it. If you borrowed money to pay for college...

What to Do If Your Student Loans Were Sold to Another Company

If you’ve borrowed student loans to pay for college, your loan may be transferred or...

Do Student Loans Have Compound or Simple Interest?

If you take out student loans to pay for school, you’ll pay interest on what...

How a Missed Student Loan Payment Affects You

Missed student loan payments happen, but it doesn’t need to be the end of the world. The specific consequences you’ll face—and your options...

When Do Student Loans Expire?

Repaying student loans can take years, and you may wonder if there’s an expiration date for the debt. Federal student loans never expire...

How to Read Your Student Loan Statement

If you’ve gotten your first student loan statement, you may feel overwhelmed by all the details.  The format for a student loan statement...

How the 401(k) Student Loan Match Works

In the past, many employees have had to choose between saving for retirement or making student loan payments. Because student loans often have...

How to Manage Your Student Loan Debt

Whether you’re still in college or have already graduated, it’s never too soon to tackle your student debt. And no matter the size...

How Marriage Affects Student Loans

When it comes to student loans and your marriage, in most cases, you’re not responsible for your spouse’s debt. However, marriage might affect...