Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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NetCredit Personal Loans Review
NetCredit Personal Loans are an option for poor-credit borrowers. They do come with risks, though—which are amplified by their high interest rates.
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OneMain Financial Personal Loans Review 2026: Rates, Terms, and Alternatives
OneMain Financial provides personal loans, with an annual percentage rate that depends on your income, debts, credit profile, and what you can put up for collateral.
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SoFi vs Marcus Personal Loans: Which Is Best?
Lenders SoFi and Marcus each offer low fees and low interest rates. SoFi is a good choice if you’re looking to borrow a lot of money at once, while Marcus…
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Springleaf Financial Personal Loans Are OneMain Financial Loans: What Borrowers Should Know in 2026
Have you been thinking about doing business with Springleaf Financial? If so, you’ll need to look for it under its new name, OneMain Financial.
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Self Credit Builder: How It Works and Why It Stands Out for Added Benefits in 2026
Self (formerly Self Lender) offers credit builder loans and a secured credit card. Both may be options for you if you have a low credit score or no credit history.
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9 Responsible Ways to Borrow Money in 2026
There are a lot of different ways to borrow money. Some options are more difficult to qualify for while others may be easier, but have incredibly high interest rates.
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How to Get a Loan Without a Job
A loan can help you stay on top of your expenses if you’ve been laid off or have lost your job, but you may face difficulty in getting approved. These…
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Florida Personal Loans: Online & Local Lenders
Personal loans are flexible, have a quick turnaround, and offer lower interest rates than credit cards.
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Tiny Home Financing: Compare Loan Options
Learn about financing options for tiny homes, which are homes that are generally under 600 square feet and much cheaper than traditional homes. While most tiny homes don't qualify for…
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Line of Credit vs. Personal Loan
A personal line of credit gives you ongoing access to cash that you can borrow when you need. A personal loan gives you the money in one lump-sum distribution. Here’s…