Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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Snowmobile Loans: How to Secure the Best Financing
Found the perfect snowmobile, but aren't sure how to pay for it? Our guide to snowmobile financing will walk you through your loan options.
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Best Small Personal Loans for Borrowing $500 to $5,000
Small personal loans can help you out of a financial pinch. We rounded up several lenders to find small loans online—as well as the alternative loans you’ll want to avoid…
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Mobile Home Loans: How to Finance Your Mobile or Manufactured Home
Mobile home loans aren’t the same as traditional mortgages. Are you planning on buying a mobile home? Here’s what you should know about mobile home financing first.
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No Credit Check Personal Loans
When you have no credit or a poor credit score, you might think you don’t have any loan options. That’s not the case. Many lenders require a credit check to…
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Discover Personal Loans Review
Discover Personal Loans are great for borrowers with good to excellent credit. They'll receive reasonable interest rate, no fees, and flexibility in their repayment terms.
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Jet Ski Loans & Other Financing Options
Eager to buy a jet ski? Here are your best options for financing the purchase, including jet ski loans, dealer financing, and credit cards.
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Should You Use Affirm on Expedia?
Affirm may be a good choice for you if you don't qualify for lower rates with a personal loan or credit card.
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Alternative Sites and Companies That Offer Loans Like LendUp
LendUp was launched in 2012 to provide funding for those with “not-so-great” credit scores. While they may seem like a better option than your typical payday lender, the APR you are…
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Boat Loans & Financing Options
A boat loan is usually a personal loan but could have different names depending on the lender. Shop around and read the fine print to find the best deal
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Pave Personal Loan Review
If you're looking for a Pave personal loans review because you wanted a Pave loan, you'll need to find a different lender. Alternatives include LightStream, LendingClub, and Prosper, all of…