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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

Can You Request More Financial Aid During the Semester?

Yes, you can request more financial aid during the semester. You can do this in...

Cosigner Release: How to Remove Cosigner From Student Loan in 3 Steps

Many students rely on their parents to cosign student loans to pay for college. Even...

FAFSA Independent Student: Real Loophole to Get More Financial Aid?

Being a FAFSA independent student comes with its perks, namely that independent students are often...

What Should You Do If FAFSA Doesn’t Cover Everything?

The cost of college continues to be a major topic of discussion. Most white-collar jobs...

How to Pay for College Without Parents’ Help: 7 Tips

Up until high school graduation, you’re typically used to your parents footing the bill. But...

How Often Can You Refinance Student Loans?

If you’re wondering how often you can refinance student loans, the answer is as many times as you want as long as you...

[Expert Q&A] Should I Refinance My Student Loans? 5 Times You Should Consider It and 5 When You Shouldn’t

Student loan refinance debt represents 1.6% of total student loan debt in the U.S. That...

Brazos Student Loan Refinance 2025 Review: Low Rates and No Fees for Texas Residents

If you live in Texas and you’re looking to refinance your student loans, Brazos is...

Does FAFSA Cover Trade School? What to Know About Financial Aid for Tech and Vocational School

Many people think the Free Application for Federal Student Aid (FAFSA) is just for four-year...

How to Refinance Student Loans With a Cosigner [2025’s Best Rates + Lenders]

Refinancing student loans with a cosigner can make it easier to qualify and potentially snag...