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Student Loans

Learn more about how student loans work & best practices for managing them, see our top picks for new student loans & student loan refinancing, and find reviews of the top lenders in the industry.

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Types of student loans

The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.

Student loan uses

Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.

Student loan reviews

If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.

All-in-one guides

The following resources are excellent choices for comprehensive guides to specific topics.

Student loan data, statistics, and calculators

Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.

Latest on student loans:

Income-Contingent Repayment (ICR): How It Works & Who It’s Good For

An income-contingent repayment plan (ICR) is one option for repaying federal student loans. Payments are...

Pay As You Earn (PAYE) Student Loan Repayment Plan Guide

PAYE is an income-driven repayment plan that caps monthly student loan payments at 10% of...

Standard Repayment Plan: The Default Plan for Federal Student Loans

The standard repayment plan for federal student loans allows borrowers to repay a level payment...

How to Avoid a Student Loan Tax Offset on Your Refund from Defaulting

Many of us look forward to tax refunds each year. A refund means you overpaid...

Best Adult Student Loans

Going to college can be expensive, but adult students have several financing options. Grants, scholarships, loans, and employer benefits can all help you...

Nearly Half of Americans Would Take Student Loan Forgiveness Over Free Health Care

LendEDU surveyed 1,000 adult Americans and found that many want student loan forgiveness over free...

Navient Lawsuit: Updates and Impact

Navient is facing a number of lawsuits from the CFPB, six states, and a teachers union. Find out what this may mean for...

Student Loan Prepayment & Payoff Calculator

Curious how much you could save if you pay off your student loans early? Use...

Student Loan Deferment & Forbearance Calculator

Curious how a student loan deferment or forbearance would affect your finances? Check out our...

How Big is the Average Monthly Student Loan Payment in Your State?

LendEDU analyzed nearly 150,000 student loan payments to find out. Plus, check out the estimated...