Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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FloatMe App Review 2026: Small Cash Advances, High Fees
Advance amounts Up to $100; new members capped at $20 to start Speed of advance 1 – 3 days for standard Floats; 30 minutes to a few hours for instant…
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Current Paycheck Advance 2026 Review: How It Works and Who’s Eligible
Funding $50 – $750 Speed of transfer Instant (for a fee) – 3 days (free) Fees Undisclosed Current offers a mobile banking experience with checking features, a credit-building card, high-yield…
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3 Best Cash Advance Apps to Receive Money Instantly Without a Job
Sometimes, when money is tight, you might need a little extra to get through the next few days. That happens, but many cash advance apps require you to have a…
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Apps Like EarnIn
Many of us have run into situations where we don’t have the cash we need before our next payday, especially if we’re still working on building our savings. If you…
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Achieve Personal Loans Review: A Solid Pick for Creditworthy Borrowers
Achieve personal loans are a strong option for borrowers with good to excellent credit who want to consolidate debt or cover a large expense—and want the process to be as…
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Best Cash Advance Apps That Work With Chime if MyPay Isn’t Enough
Chime users now have more ways than ever to access their pay before payday, including Chime’s own MyPay feature. But if you’ve hit your MyPay limit or need extra flexibility,…
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Best Cash Advance Apps Like Dave: Alternatives to Get Cash Before Next Payday
Tired of the Dave app’s limits … or just not sure you trust it anymore? You’re not alone. Dave is one of the best-known cash advance apps, but it’s not…
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Apps Like Tilt
Tilt is a holistic financial wellness app. Its headline features include cash advances and lines of credit. If you need to access cash before your next payday, you can potentially…
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Borrow $50 Nearly Instantly With These Apps
Whether you’re facing an unexpected bill or just running low and want to borrow $50 until payday, several apps can help you advance yourself cash from your next paycheck. Apps…
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Credible Personal Loans Review 2026: Best Marketplace to Compare Rates
Credible earns our top rating as the best personal loan marketplace. It lets you compare real, prequalified loan offers from multiple lenders in minutes with no impact on your credit…