Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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Chime MyPay 2026 Review: How It Works and Who’s Eligible
MyPay is an optional feature for people who use the Chime® online checking account. It is a line of credit1 that works similarly to cash advance apps, allowing you to…
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SoLo Funds Review: Is This Peer Lending Platform Worth Your Time?
How does SoLo Funds compare to other cash advance apps? Compared with the apps shown above, which rank among the best cash advance apps based on our ratings, SoLo Funds…
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15 Cash Advance Scams and How to Avoid Them
If you’re searching for a quick cash advance, you’ve probably wondered whether the app or lender you’re using is legit. With scams getting more sophisticated—and even some real companies hiding…
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Payactiv 2026 Review for Employers and Employees
How does Payactiv compare to other cash advance apps? Check out the table below for a sampling of the top cash advance apps: Payactiv differs from other cash advance options…
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Varo Advance 2026 Review: How It Works, Who’s Eligible, and How It Compares
Varo is a mobile banking app offering checking, savings, and credit-building products, including Varo Advance, a small-dollar line of credit to help cover short-term cash needs. While its cash advance…
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Credit Genie Review 2026: High Fees and Low Advances—Better Alternatives Available
Alternatives to Credit Genie These are several of our favorite cash advance apps based on our rigorous rating system: Credit Genie’s maximum cash advance of $100—and that’s only if you…
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Gerald Wallet: 2026 Cash Advance App Review
Alternatives to the Gerald App cash advance Gerald doesn’t make our list of the best cash advance apps, considering its requirement to spend some, if not most, of your advance…
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Rain Instant Pay: 2026 Review (How It Works, Pros and Cons)
How does Rain Instant Pay compare to the competition? Rain Instant Pay has a max amount per pay period of 50% of earned wages, and reportedly a $1.99-$3.99 instant funding…
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Cash Advance vs. Payday Loan: Why Apps Are Usually the Better Choice
Cash advances and payday loans are both fast ways to borrow money—but they’re not equally safe. While a cash advance can come from a credit card, many people now turn…
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Cleo App 2026 Review: Budgeting and Cash Advance
Funding Up to $250 Speed of advance 3 – 4 days or same day for a fee Fees Monthly subscription for $5.99 or $14.99 per month and same-day advance from…