Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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Lawn Mower Financing: Compare Loan Options
Lawn mower financing could be a good choice even if your credit is less than ideal. Consider your options and understand the terms of any loan offer before making your…
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DCU Personal Loans Review 2026: Rates, Terms, and Alternatives
Digital Credit Union, or DCU, is a New England credit union offering personal loans nationwide. If you don’t have the best credit, chances are you won’t get the lowest interest…
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Personify Financial Personal Loans Review: Beware of High Rates
Personify Financial is an online lender offering personal loans with no collateral requirements to qualified borrowers. Applicants do not need perfect credit to take out a Personify personal loan, but…
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ATV Loans & Other UTV Financing Options
ATV loans can help you afford the cost of an all-terrain vehicle. If you decide to get an ATV loan, it's important to consider all your financing options.
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Upstart Personal Loan Review: Rates, Approval Odds, and Requirements (2026)
Upstart personal loans come with competitive interest rates, and you have a choice of repayment timelines. Unfortunately, you may have to pay a big origination fee.
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LightStream Personal Loans Review 2026: Best for Excellent Credit
LightStream is an online lender designed to accommodate and reward borrowers with good-to-excellent credit scores. The application is quick, interest rates are low, and in some cases, you can receive…
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Where to Find Landscaping Loans and What to Ask Before Applying
For financing landscaping, you could turn to a personal loan, home equity loan, or HELOC. A personal loan for landscaping is typically unsecured, while the latter are secured by your…
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How to Get a Personal Loan: 10 Steps
We spent hours researching personal loans. Find out how to get a personal loan from an online lender, bank, or credit union.
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Best Personal Loans in Washington State: 2026 Roundup
You have plenty of options for personal loans in Washington state through local or national lenders. Whether you live in Spokane, Seattle, Vancouver, or anywhere in between, which loans you…
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Best Home Addition Loans Plus 10 Financing Options to Build On to Your House
Building an addition to your home can create value, but can also cost thousands of dollars. If you need financing for an addition, personal loans and home equity loans can…