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Types of student loans
| Take out student loans | Repay student loans |
| Best Private Student Loans | Best Student Loan Refinance |
| Federal Student Loans | Student Loan Repayment |
The federal government, state agencies, and private lenders offer student loans to cover education costs. These loans can be made for specific borrowers to accommodate unique financing needs. With so many types of student loans available, it’s essential to focus on lenders that offer the loan you need.
- Graduate Student Loans
- Parent Student Loans
- Student Loans Without a Cosigner
- International Student Loans
- Income-Based Student Loans
- Credit Union Student Loans
- Trade School Student Loans
Student loan uses
Most student loans are disbursed to your school, which then send leftover funds to you. Use this extra money to pay for other education expenses.
- What Student Loans Can Be Used For
- Student Loans for Living Expenses & Housing
- Student Loans for Past-Due Tuition
- Student Loans for Study Abroad
- Student Loans for Textbooks
Student loan reviews
If you’re considering several companies for your student loan needs, giving each a proper review before deciding which to apply with is essential. Check out our reviews to see which company offers what you need.
- College Ave Student Loans Review
- Sallie Mae Student Loans Review
- Earnest Student Loans Review
- Ascent Student Loans Review
- List of Student Loan Companies
All-in-one guides
The following resources are excellent choices for comprehensive guides to specific topics.
- How to Get a Student Loan?
- How Do Student Loans Work?
- How to Get a Student Loan
- Student Loan Repayment
- Student Loan Forgiveness
- Student Loan Alternatives
Student loan data, statistics, and calculators
Because the student loan industry has changed in recent years, it’s critical to stay informed about general trends and statistics. This information can help you make informed decisions and better manage your student loans.
Latest on student loans:
How Do Student Loans Work?
Understanding how student loans work is important for determining whether they're the best option for covering education costs.
Can’t Pay Student Loans? Here Are Your Options
If you cannot repay your student loans, you have five options to consider. You can...
Can You Get Financial Aid as a Part-Time Student? [Q&A]
Even if you’re attending college part-time, you still have access to financial aid. We'll review...
Pell Grants: Amounts, Limits, & Eligibility
Pell Grants are need-based grants issued to students who demonstrate financial need to help pay...
Revised Pay As You Earn (REPAYE) Student Loan Repayment Plan
REPAYE is an income-driven repayment plan that caps monthly student loan payments at 10% of...
Income-Driven Repayment Plans Guide
If you're struggling with your current student loan payment, switching to an income-driven repayment plan may help ease the burden by capping the...
What to Know About Income-Based Repayment (IBR) for Student Loans [July 2025]
IBR (income-based repayment) is one of four income-driven repayment plans available for federal student loans....
PAYE vs. REPAYE: Which Student Loan Repayment Plan is Better?
Both PAYE and REPAYE cap your payments at 10% of your monthly discretionary income. The...
Can You Refinance Student Loans Before You Graduate?
You may be able to refinance your student loans while you're still enrolled in school,...
Important FAFSA Deadlines for Financial Aid
The deadline to submit the Free Application for Federal Student Aid, or FAFSA, for the 2022 to 2023 school year is June 30,...