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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
Brigit Cash Advance Review
Brigit started in 2019 to make managing money easier for everyone. Its budgeting tools aren’t just about tracking your spending—they can predict when...
Dave Cash Advance Review
Funding Up to $500 Speed of advance 2 – 3 days; Instant (with fee) Fees $1 monthly membership; $1.99 – $13.99 instant funding...
MoneyLion Cash Advance Review
Founded in 2013, MoneyLion began with a mission to help Americans who may not have access to traditional banking opportunities. It uses technology...
EarnIn Cash Advance Review: Why It Earns LendEDU’s Highest Editorial Rating in 2024
Founded in 2014, EarnIn cash advance was created to help responsibly employed borrowers with cash...
Klover App Review: Cash Advance & Budget
Klover was founded in 2019 on the premise that financial tools should be available for everyone. The Klover app offers up to a...
Fig Loans Personal Loan Review
About Fig Loans Founded in 2015, Fig Loans targets working-class Americans needing financial support. It emphasizes flexible payments, credit-building, and instant funding. This...
No-Interest Personal Loans
Borrowing money comes at a cost. Depending on the lender, you might need to pay application fees, origination fees, and late payment fees....
Reprise Financial Review: Reliable Personal Loans for Fair and Bad Credit
Reprise Financial offers personal loans to borrowers with bad or fair credit, making it a...
Fast Loan Direct Personal Loan Review
We do not recommend Fast Loan Direct. Fast Loan Direct says it partners with lenders to offer personal loans. However, an “F” Better...
Grace Loan Advance Personal Loan Review
Grace Loan Advance is a service that matches potential borrowers to personal loan lenders it partners with. It’s an intermediary—not a traditional personal...