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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Fig Loans Personal Loan Review

About Fig Loans Founded in 2015, Fig Loans targets working-class Americans needing financial support. It emphasizes flexible payments, credit-building, and instant funding. This...

No-Interest Personal Loans

Borrowing money comes at a cost. Depending on the lender, you might need to pay application fees, origination fees, and late payment fees....

Reprise Financial Review: Reliable Personal Loans for Fair and Bad Credit

Reprise Financial offers personal loans to borrowers with bad or fair credit, making it a...

Fast Loan Direct Personal Loan Review

We do not recommend Fast Loan Direct. Fast Loan Direct says it partners with lenders to offer personal loans. However, an “F” Better...

Grace Loan Advance Personal Loan Review

Grace Loan Advance is a service that matches potential borrowers to personal loan lenders it partners with. It’s an intermediary—not a traditional personal...

$30,000 Personal Loans

A $30,000 personal loan could help you cover the costs of a significant expense, such as a home renovation, medical bills, or a...

Instant Approval Personal Loans

When you need quick funds, you might consider a personal loan. But how fast can you get cash? Instant approval personal loans can...

10 Personal Loans for Low-Income Borrowers

Finding a personal loan with a low income is possible if you know where to look. Lenders assess your income alongside other factors,...

CreditFresh Personal Line of Credit: 2024 Review

CreditFresh offers a personal line of credit—a finance product that blends aspects of a personal...

Check ‘n Go Personal Loan Review

Our editorial team didn’t rate Check ‘n Go personal loans, but they could be a viable option for individuals needing a small loan...