Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
-
Personal Loans for Veterans
Whether you have good credit, fair credit, or poor credit, there is probably a personal loan out there for you.
-
Fence Financing: Installation Cost & Loan Options
Proper fence installation financing involves getting an accurate estimate and knowing how you’ll pay before the builders break ground. This guide will explain how to finance a fence and review…
-
How to Pay for Emergency Pet Care
There are a number of ways to pay for emergency pet care including personal loans, credit cards, welfare organizations, and veterinary schools.
-
Can You Use a Personal Loan for a Down Payment on a House?
You usually can't use a personal loan to fund the down payment on a home. There are many alternatives to making a 20% down payment, which can help you buy…
-
Best Wedding Loans in 2026: Compare Rates, Lenders, and Alternatives for All Credit Types
The best wedding loans can make your dreams come true if you take the time to plan out your approach. We’ll help you compare the best wedding loan options.
-
Personal Loans for Plastic Surgery and Other Cosmetic Surgery Financing Options
Explore plastic surgery financing so you can schedule your procedure on your own timeline.
-
Best Jewelry and Engagement Ring Financing
There are several ways to finance an engagement ring or other jewelry. Each has pros and cons, but all tend to increase the total cost of the jewelry or add…
-
Best Timeshare Loans: 2026 Reviews
Timeshares can be expensive so you may have to borrow money to buy one. Timeshare salespeople often pitch lenders you can borrow from, but you could potentially qualify for a…
-
Adoption Loans: Compare Low-Interest Options
Although adoption can be a wonderful choice for expanding your family, it can be very expensive. If the cost of financing adoption expenses is an issue for you, compare adoption…
-
SoFi Personal Loans Review: Fast Approval With Good Credit
SoFi personal loans can be an excellent choice if you’re a high wage earner with solid credit. If you’re not, however, it may not be the best option for you.