Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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Is Check ‘n Go Legit for a Personal Loan? Our Complete 2026 Review
What is Check ‘n Go? Check ‘n Go began in 1994 in Covington, Kentucky, with a focus on providing quick access to cash for borrowers who might not qualify through…
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How to Get Quick Loans Online in an Emergency
Emergency personal loans and a personal line of credit (PLOC) can be absolute lifelines when unexpected expenses strike, whether you’re facing sudden medical expenses, urgent house repairs, vet care, or…
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Personal Loans for International Students in 2026: Best Options and Requirements for Approval
Attending college in the U.S. can be expensive for anyone. But as an international student, you face additional financial challenges since you won’t qualify for federal financial aid. You may…
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Upstart vs. LendingClub Personal Loans
Upstart and LendingClub are two popular lenders that offer personal loans for various uses, such as consolidating debt, paying for home renovations, or dealing with emergencies. Both lenders make it…
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BHG Financial: 2026 Personal Loan Review
BHG Financial, formerly known as BHG Money, is a direct lender that focuses on borrowers looking for larger loan amounts. Discover how rates and terms stack up to other personal…
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Need $200 Right Now? 10 Ways to Borrow, Earn, or Get It for Free
Need $200 ASAP? It’s not ideal, but we’ve all been there. Sudden expenses. Sick leave. Hours cut back at work. Job loss. Things like this can derail even the most…
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$100 Instant Loan Apps: How to Borrow $100 Fast With a Cash Advance
Looking for a $100 instant loan app? The fastest way to get $100 quickly is through a cash advance app with express delivery—but you’ll usually pay a small fee. If…
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8 Best Cash Advance Apps to Borrow Money Instantly
Loan apps can provide instant access to cash, but compare the costs of several options and explore alternatives before you decide to use one.
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Credit Builder Loans Like Seedfi
Credit builder loans can help you to establish credit history by making on-time installment payments to a lender. SeedFi offers small lines of credit up to $500 to help you…
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MoneyLion Credit Builder Loan Alternatives
Comparing several credit-builder product options can help you find one that best fits your budget.