Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
Using your home's equity for home improvements
- Home Addition Loans
- Highest ROI Renovations
- How to Pay for Emergency Home Repairs
- Home Improvement Financing
Home improvement projects inside your home
- How Much Does It Cost to Fix or Replace a Broken Water Heater?
- How Much Does an Emergency Plumber Cost?
- Best Loans for Plumbing Financing
- How Much Does It Cost to Paint a House?
- Understanding Drywall Repair Costs
- How Much Should It Cost to Add a Fireplace or Furnace?
- How Much Does It Cost to Replace or Repair a Furnace?
- How Much Should a Kitchen Remodel Cost?
- How Much Should a Bathroom Remodel Cost?
- Cost to Finish a Basement
- Mold Remediation Costs
Home improvement projects outside your home
- How Much Does It Cost to Replace a Roof?
- How Much Should Window Replacement Cost?
- How Much Does a Storm Shelter Cost?
- What to Know About Siding Replacement Cost
- How Much Does It Cost to Install Solar Panels?
- How Much Does It Cost to Install or Repair Gutters?
- How Much Should a Foundation Repair Cost?
All home equity articles
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2026 Review: U.S. Bank Home Equity Loans and Lines of Credit
U.S. Bank offers both home equity loans and lines of credit to eligible homeowners in 28 states, for up to $1 million against your property.
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What Documents Do I Need to Apply for a HELOC? The Complete 2026 Checklist
Applying for a HELOC means providing certain documentation to the lender, including information about your income, assets, and home.
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Can I Refinance My HELOC With Another Bank?
Refinancing a HELOC can help you cut costs or avoid hefty monthly payments. You have several options to refinance this type of debt.
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Best Banks Offering HELOCs
Not every bank offers home equity lines of credit to borrowers. If you’re considering opening a HELOC, this list shares the best banks offering HELOCs today.
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How to Get a HELOC: 5 Process Steps Simplified
A home equity line of credit allows you to tap into your home equity through a revolving credit line. Applying for a HELOC in just a few simple steps is…
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Wells Fargo Home Equity Loans and HELOCs No Longer Available: Review of Best Alternatives
Wells Fargo paused new home equity lines of credit in May 2020. Here are other options for borrowers to tap into their home’s current value.
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Should I Get a HELOC Just in Case? How and When to Use It as an Emergency Fund
A home equity line of credit can offer access to cash when you need it for emergency situations. Getting a HELOC just in case can help you be prepared as…
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Can I Increase My HELOC Limit?
If you want to increase your HELOC limit, you’ll likely need to refinance. Here’s how that works and who qualifies.
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What Is a HELOC Promissory Note?
A home equity line of credit can provide you with flexible access to cash. Before you can get the money, you'll need to sign a HELOC note.
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Citizens Bank HELOC Review 2026: Fast Access to Your Home Equity
Citizens Bank offers home equity lines of credit (HELOCs) of up to $2 million to eligible homeowners in 18 states and the District of Columbia.