Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
Using your home's equity for home improvements
- Home Addition Loans
- Highest ROI Renovations
- How to Pay for Emergency Home Repairs
- Home Improvement Financing
Home improvement projects inside your home
- How Much Does It Cost to Fix or Replace a Broken Water Heater?
- How Much Does an Emergency Plumber Cost?
- Best Loans for Plumbing Financing
- How Much Does It Cost to Paint a House?
- Understanding Drywall Repair Costs
- How Much Should It Cost to Add a Fireplace or Furnace?
- How Much Does It Cost to Replace or Repair a Furnace?
- How Much Should a Kitchen Remodel Cost?
- How Much Should a Bathroom Remodel Cost?
- Cost to Finish a Basement
- Mold Remediation Costs
Home improvement projects outside your home
- How Much Does It Cost to Replace a Roof?
- How Much Should Window Replacement Cost?
- How Much Does a Storm Shelter Cost?
- What to Know About Siding Replacement Cost
- How Much Does It Cost to Install Solar Panels?
- How Much Does It Cost to Install or Repair Gutters?
- How Much Should a Foundation Repair Cost?
All home equity articles
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Flagstar Bank HELOC and Home Equity Loan Review (2026)
We compared Flagstar’s home equity loans and home equity lines of credit so you can decide whether this lender is right for you.
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TD Bank Home Equity Review
TD Bank offers HELOCs and home equity loans of $500,000 and up on primary or secondary properties in 15 states and the District of Columbia.
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Third Federal Home Equity Review: Competitive Rates, but Limited Availability and Borrowing Power
Third Federal offers two home equity-based borrowing options for homeowners looking to take up to $200,000 in equity out of their homes.
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Can You Have a HELOC and a Home Equity Loan?
HELOCs and home equity loans are similar but not identical. Homeowners can have both at the same time, as long as they meet equity and credit requirements.
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How to Convert a HELOC to a Fixed Rate in 2026: 5 Smart Options Explained
Many HELOCs have variable interest rates that can change over time. Rather than deal with unpredictability, you can convert it into a fixed-rate loan.
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Can You Lock in a HELOC Rate? How to Get a Fixed Rate and If It’s Right For You
Though HELOCs typically have variable interest rates, there are also ways to lock in a fixed rate, which can save money and allow for predictable payments.
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HELOC vs. Bridge Loan: Key Differences and When to Use Each
A home equity line of credit or bridge loan can help you fund a down payment on a home purchase. These are key differences between a HELOC and a bridge…
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What Can I Use a HELOC For? 24 Best and Worst HELOC Strategies
A home equity line of credit can be a flexible way to borrow. Some of the best uses for a HELOC include home improvements, debt consolidation, and paying medical bills.
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The Best Credit Union HELOC Rates and Terms in 2026
Many credit unions offer HELOCs. Use this guide to determine the best credit union HELOC for your financial needs.
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Should You Use a HELOC to Pay Off Your Mortgage? Pros, Cons, and Alternatives
Tapping into home equity with a HELOC can help you pay off debt or cover big purchases, but you can also use that money to pay off your mortgage. Here’s…