Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
Using your home's equity for home improvements
- Home Addition Loans
- Highest ROI Renovations
- How to Pay for Emergency Home Repairs
- Home Improvement Financing
Home improvement projects inside your home
- How Much Does It Cost to Fix or Replace a Broken Water Heater?
- How Much Does an Emergency Plumber Cost?
- Best Loans for Plumbing Financing
- How Much Does It Cost to Paint a House?
- Understanding Drywall Repair Costs
- How Much Should It Cost to Add a Fireplace or Furnace?
- How Much Does It Cost to Replace or Repair a Furnace?
- How Much Should a Kitchen Remodel Cost?
- How Much Should a Bathroom Remodel Cost?
- Cost to Finish a Basement
- Mold Remediation Costs
Home improvement projects outside your home
- How Much Does It Cost to Replace a Roof?
- How Much Should Window Replacement Cost?
- How Much Does a Storm Shelter Cost?
- What to Know About Siding Replacement Cost
- How Much Does It Cost to Install Solar Panels?
- How Much Does It Cost to Install or Repair Gutters?
- How Much Should a Foundation Repair Cost?
All home equity articles
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580 – 669 Credit Score? Here Are the Best HELOCs for Fair Credit
While many HELOC lenders list minimum credit score requirements of around 640 to 680, approvals for fair credit borrowers are rare. Most lenders prefer applicants with scores of 720 or…
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Newfi EquityChoice: Mortgage-Based Home Equity Agreement With Clear Terms
This Newfi review explores the EquityChoice home equity agreement, a unique financing option for homeowners looking to access their equity without taking on monthly payments. Unlike traditional loans, EquityChoice is…
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Do You Need an Appraisal for a HELOC? Everything Homeowners Should Know
The HELOC and home equity loan appraisal process can look different today thanks to the COVID-19 pandemic—but does this work in your favor?
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loanDepot HELOC Review 2026: Rates, Terms, and Alternatives
Alternatives to loanDepot LoanDepot earns a 3.1 out of 5 from our editorial team, mainly due to its lack of transparency and short draw period. Before applying, check out how…
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Alliant Credit Union HELOC Review 2026: Low Fees, Limited Availability
Alliant HELOC alternatives Alliant’s HELOC is a strong option for digital-savvy borrowers who live in eligible states and want to minimize upfront costs. But it may not be the best…
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Massachusetts HELOC Rates and Lenders
According to our findings, homeowners in Massachusetts take out some of the country’s largest home equity lines of credit (HELOCs). If you’re a homeowner in the Bay State, you may…
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Utah HELOC Rates and Lenders
A home equity line of credit (HELOC) lets you tap your home’s equity to access needed cash. You put your home up as collateral but usually qualify for lower rates…
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Tennessee HELOC Rates & Lenders
As home values rise across Tennessee, many homeowners are exploring a home equity line of credit (HELOC) to tap into their home equity. With a HELOC, homeowners in Tennessee can…
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The Best Home Equity Line of Credit (HELOC) Lenders and Rates in PA
A home equity line of credit, or HELOC, allows Pennsylvania homeowners to borrow against the equity in their home at an interest rate that’s often lower than credit cards. We’ve…
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Where to Get a No-Closing-Cost HELOC: Best Lenders and What to Know
A no-closing-cost HELOC lets you open a home equity line of credit without paying any upfront fees at closing. Instead of charging you at the closing table, lenders recover those…