Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
Using your home's equity for home improvements
- Home Addition Loans
- Highest ROI Renovations
- How to Pay for Emergency Home Repairs
- Home Improvement Financing
Home improvement projects inside your home
- How Much Does It Cost to Fix or Replace a Broken Water Heater?
- How Much Does an Emergency Plumber Cost?
- Best Loans for Plumbing Financing
- How Much Does It Cost to Paint a House?
- Understanding Drywall Repair Costs
- How Much Should It Cost to Add a Fireplace or Furnace?
- How Much Does It Cost to Replace or Repair a Furnace?
- How Much Should a Kitchen Remodel Cost?
- How Much Should a Bathroom Remodel Cost?
- Cost to Finish a Basement
- Mold Remediation Costs
Home improvement projects outside your home
- How Much Does It Cost to Replace a Roof?
- How Much Should Window Replacement Cost?
- How Much Does a Storm Shelter Cost?
- What to Know About Siding Replacement Cost
- How Much Does It Cost to Install Solar Panels?
- How Much Does It Cost to Install or Repair Gutters?
- How Much Should a Foundation Repair Cost?
All home equity articles
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Capital One HELOCs and Home Equity Loans No Longer Available: Review of Best Alternatives
Capital One, a national bank known for its wide range of financial products, offers credit cards, auto loans, bank accounts, and more. Capital One was once a player in the…
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New Jersey HELOC Rates and Lenders
If you’re shopping for HELOC rates in New Jersey, you might consider looking for a lender online. Comparing HELOC rates online is a convenient way to find the best loan…
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Georgia HELOC Rates and Lenders
If you’re in the Peach State and considering a home equity line of credit (HELOC), securing the best rate can save you money. Below, we’ll review highly-rated lenders and guide…
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HELOC vs. 401(k) Loan: Which Is Better?
A home equity line of credit lets homeowners borrow money using their home equity, while a 401(k) loan allows individuals to borrow from their retirement savings. Which better depends on…
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HELOC vs. Student Loans: Which Is the Smarter Way to Pay for College?
Paying for college is a major financial decision—whether you’re helping your child cover tuition or returning to school yourself. When savings or income alone won’t cover the cost, many families…
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The Best New York HELOC Rates and Lenders
Want to tap into the equity you’ve built in your home in the Empire State? Whether you live around New York City or in upstate New York, you can choose…
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Texas HELOC Rates and Lenders
Homeowners in Texas may use a home equity line of credit (HELOC) for various purposes. Rates on HELOCs are often lower than personal loans and credit cards, making them useful…
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HECM vs. HELOC: Key Differences, Pros and Cons, and When to Use Each
Thinking about tapping into your home’s equity? Two popular options are a home equity line of credit (HELOC) and a home equity conversion mortgage (HECM), also known as a reverse…
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HELOCs in California: Compare Lenders, Rates, and Requirements
If you’re searching for a HELOC in California, you’ll find several lenders that allow homeowners to tap their equity for major expenses like home improvements, debt consolidation, or large purchases.…
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Reverse Mortgages vs. HELOCs vs. Home Equity Loans: Which Option Is Best for You?
Choosing between a reverse mortgage, HELOC, or home equity loan might feel unclear, especially when each option offers unique benefits and drawbacks. A HELOC provides flexible, on-demand access to your…