Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
Using your home's equity for home improvements
- Home Addition Loans
- Highest ROI Renovations
- How to Pay for Emergency Home Repairs
- Home Improvement Financing
Home improvement projects inside your home
- How Much Does It Cost to Fix or Replace a Broken Water Heater?
- How Much Does an Emergency Plumber Cost?
- Best Loans for Plumbing Financing
- How Much Does It Cost to Paint a House?
- Understanding Drywall Repair Costs
- How Much Should It Cost to Add a Fireplace or Furnace?
- How Much Does It Cost to Replace or Repair a Furnace?
- How Much Should a Kitchen Remodel Cost?
- How Much Should a Bathroom Remodel Cost?
- Cost to Finish a Basement
- Mold Remediation Costs
Home improvement projects outside your home
- How Much Does It Cost to Replace a Roof?
- How Much Should Window Replacement Cost?
- How Much Does a Storm Shelter Cost?
- What to Know About Siding Replacement Cost
- How Much Does It Cost to Install Solar Panels?
- How Much Does It Cost to Install or Repair Gutters?
- How Much Should a Foundation Repair Cost?
All home equity articles
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Can You Have a Cosigner on a HELOC?
If you’re looking to get approved for a home equity line of credit (HELOC) but are worried your credit score or income won’t make the cut, you may be considering…
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What Is a Home Equity Agreement (HEA Loan), and How Does It Work?
A home equity agreement (HEA) is a financing arrangement in which an investor gives you a lump sum of cash in exchange for a percentage of your home’s future value…
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HELOC vs. Credit Card: How They Work, Key Differences, and When to Use Each
You need to borrow, but you’re torn between using a HELOC or a 0% interest credit card to cover planned or unplanned expenses. A home equity line of credit (HELOC)…
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What Is the Best Way to Pay Off a HELOC?
A home equity line of credit, or HELOC, is a flexible tool that allows you to borrow against your home’s equity. But if you have a balance, paying it off…
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CELOCs Explained: The Smart Way to Tap Commercial Property Equity
A commercial equity line of credit (CELOC) allows business owners and property investors to tap into the equity of their commercial real estate. While traditional HELOCs for residential properties are…
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Can You Get a HELOC on a Co-op? How It Works and Your Best Options
Getting a HELOC as a co-op owner may seem challenging, but it’s entirely possible with the right approach. By borrowing against the value of your co-op shares, you can access…
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Best HELOCs for Home Repairs With Fast Funding in 2026
Nothing is as stressful as an unexpected home repair. Whether it’s a broken HVAC system, flooded basement, or mold remediation, you often need to make home repairs fast for the…
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Complete Guide to All-in-One HELOCs: Benefits, Drawbacks, and Alternatives
An all-in-one HELOC is a unique financial product that combines a home equity line of credit with a checking account. Instead of managing separate accounts, you can use one account…
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Current HELOC Rates for Excellent Credit: Best Options in 2026
Excellent credit borrowers can qualify for some of the lowest HELOC rates, highest borrowing limits, and most flexible repayment terms available. If your FICO score falls between 740 and 850,…
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Best HELOCs and Home Equity Loans for Veterans: Top Lenders and Rates in 2026
Accessing your home equity can be an effective way for veterans to fund home improvements, consolidate debt, or cover major expenses. The Department of Veterans Affairs (VA) doesn’t offer HELOCs…