Personal Loans Icon

Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

Featured post

See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

The Best Earned Wage Access Apps in 2025

Offering an earned wage access (EWA) app as a company benefit is an excellent way to attract potential employees, retain current employees, and,...

Fastest Personal Loans for Quick Cash in 2025

Waiting days for funding on a personal loan may seem like an eternity when you need fast cash. Many lenders offer same-day funding...

How to Borrow $1,000 With No Credit Check

Most loans require a hard credit check as part of the application process. However, credit checks can be a dealbreaker if your score...

How to Finance Your Tiny Home: Personal Loans and 5 Other Options

Tiny homes are affordable and great for individuals or couples, especially those who own a...

Need to Borrow $500 Instantly? The Best Cash Advance Apps and Other Options to Consider

Need $500 fast? Cash advance apps offer one of the quickest and most accessible ways...

How to Refinance a Personal Loan

Refinancing a personal loan means replacing your current loan with a new one. Lower interest rates, better terms, and lower monthly payments are...

How to Finance Landscaping Projects With Loans [2025 Rates and Lenders]

Some of the most practical landscaping loans may include personal loans, cash advances, home equity...

9 of the Best Emergency Same-Day Loans in February 2025

You never know when you may need extra cash to cover an emergency expense. We’ve...

What Is a Cash Advance?

A cash advance lets you borrow money quickly, often through a credit card or app. While it’s a convenient way to access extra...

How to Choose Between Debt Relief vs. Debt Consolidation

Debt relief is a catch-all term that refers to various strategies for managing and eliminating...