Personal Loans
Learn more about how personal loans work, what you can use them for, compare our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
- Timeshare Loans
- Loans Using Your Car as Collateral
- Loans That Accept Chime
- Legal Loans
- Long-Term Personal Loans
- Home Improvement Loans
- Debt Consolidation Loans
- Medical Loans
- What Can a Personal Loan Be Used For?
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan lender reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
- Credible Personal Loans Review
- Upstart Personal Loans Review
- Prosper Personal Loan Review
- SoFi Personal Loans Review
- LightStream Personal Loans Review
- Upgrade Personal Loans Review
All personal loan articles
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3 of the Best Loans Using Your Car as Collateral in 2026 (Plus 5 Alternatives to Consider)
When you need cash in an emergency, you’re ready to pull any lever to stay afloat. Sometimes, that means using your possessions, even your car, as collateral to get funding…
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5 Types of Short-Term Loans That Might Work (and 5 to Absolutely Avoid)
Cash in a hurry. That’s the best way to sum up short-term loans: typically, these are any loans you pay back within 12 months, though the terms can last as…
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What Is the Maximum Personal Loan Amount You Can Get?
The maximum personal loan amount you can get depends on the lender itself and your own financial ability. On the lender side, we found a few companies offering a maximum…
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Best Cash Advance Apps for Gig Workers and Freelancers
Cash advance apps give you small amounts of money to help cover bills or other necessary expenses before payday. A cash advance is a short-term loan; you repay the balance…
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The Best Earned Wage Access Apps in 2026
Offering an earned wage access (EWA) app as a company benefit is an excellent way to attract potential employees, retain current employees, and, most importantly, make a real difference in…
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Fastest Personal Loans for Quick Cash in 2026
Waiting days for funding on a personal loan may seem like an eternity when you need fast cash. Many lenders offer same-day funding loan options for fast personal loans. With…
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How to Borrow $1,000 With No Credit Check
Most loans require a hard credit check as part of the application process. However, credit checks can be a dealbreaker if your score is under 600 or you’re one of…
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How to Finance Your Tiny Home: Personal Loans and 4 Other Options
Tiny homes are affordable and great for individuals or couples, especially those who own a quiet plot of land. But conventional financing options, such as mortgages, typically aren’t available for…
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Where to Get $500 Fast: Best Cash Advance Apps and Loans
Need $500 fast? Cash advance apps offer quick access to funds with no credit check or interest if repaid by your next payday. Apps like Dave and Current may offer…
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How to Improve Your Credit Score in 3 Months—and Beyond
Have you been declined much-needed funding due to a low or non-existent credit score? Are you preparing to take on a mortgage, and trying to get the best possible rate?…