Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
All home equity articles
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Upstart HELOC 2026: Clear Fees, Fixed Rates, But Short Draw Period
Upstart is a solid online HELOC lender with a quick closing timeline, no appraisal requirement, and fixed-rate draws. It’s a strong option for borrowers who need money fast and plan…
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The 3 Different Types of Home Equity Loans: HEL/HELOAN, HELOC, Cash-Out Refi
Choosing the right home equity option depends on your financial goals and needs. A HELOC is a revolving credit line that lets borrowers withdraw funds as needed. It has a…
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Divvy Homes Rent-to-Own Company 2026 Review: Why It’s the Best for New Buyers
Divvy Homes is a rent-to-own company that offers a path to homeownership through renting. Founded in 2017, the company works by having customers rent the home they want to buy…
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![How to Borrow Against Your Pension [and Best Alternatives]](https://lendedu.com/wp-content/uploads/2025/02/How-to-Borrow-Against-Your-Pension-and-Best-Alternatives.jpg?w=640)
How to Borrow Against Your Pension [and Best Alternatives]
Retirement is a dream for many, but it can also come with unexpected expenses. If you’re fortunate enough to have a pension, it’s possible to leverage it to get a…
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HELOC Calculator: How Much Can You Get in a Home Equity Line of Credit?
Our HELOC calculator helps you estimate how much you can borrow, what your monthly payment might be, and how factors like interest rates and loan terms impact costs. Whether you’re…
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What Is a Second Mortgage? How It Works and Expert Recommendations
Do you know how much your home is worth? According to CoreLogic, the average homeowner is sitting on $311,000 in equity. Second mortgages offer a pathway for tapping into that…
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9 Smart Alternatives to a Reverse Mortgage
If you’re considering getting a reverse mortgage (or your parent told you they might apply for one), there are pros and cons to consider first. Although reverse mortgages can provide…
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Second Mortgage vs. Home Equity Loan vs. HELOC: What’s the Difference?
If you’re a homeowner who wants to tap into your home equity, you have several options. Below, we’ll compare a second mortgage versus a home equity loan and a second…
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What If I Can’t Afford Closing Costs? 6 Strategies to Consider
Closing costs refer to the various fees and expenses required to complete a home purchase. They typically range from 3% to 6% of the home’s purchase price; on a $300,000…
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3 Ways to Sell Your Home and Still Live in It
While it’s not the most common path for homeowners, selling your home but still living in it is possible with three options: a post-occupancy settlement agreement, a home sale-leaseback, or…