Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
Using your home's equity for home improvements
- Home Addition Loans
- Highest ROI Renovations
- How to Pay for Emergency Home Repairs
- Home Improvement Financing
Home improvement projects inside your home
- How Much Does It Cost to Fix or Replace a Broken Water Heater?
- How Much Does an Emergency Plumber Cost?
- Best Loans for Plumbing Financing
- How Much Does It Cost to Paint a House?
- Understanding Drywall Repair Costs
- How Much Should It Cost to Add a Fireplace or Furnace?
- How Much Does It Cost to Replace or Repair a Furnace?
- How Much Should a Kitchen Remodel Cost?
- How Much Should a Bathroom Remodel Cost?
- Cost to Finish a Basement
- Mold Remediation Costs
Home improvement projects outside your home
- How Much Does It Cost to Replace a Roof?
- How Much Should Window Replacement Cost?
- How Much Does a Storm Shelter Cost?
- What to Know About Siding Replacement Cost
- How Much Does It Cost to Install Solar Panels?
- How Much Does It Cost to Install or Repair Gutters?
- How Much Should a Foundation Repair Cost?
All home equity articles
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The 3 Different Types of Home Equity Loans: HEL/HELOAN, HELOC, Cash-Out Refi
Choosing the right home equity option depends on your financial goals and needs. A HELOC is a revolving credit line that lets borrowers withdraw funds as needed. It has a…
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Divvy Homes Rent-to-Own Company 2026 Review: Why It’s the Best for New Buyers
Exploring Your Financing Options: From Rent-to-Own to Traditional Mortgages While rent-to-own programs like Divvy Homes offer a unique, built-in savings mechanism for those building up their credit or down payment,…
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![How to Borrow Against Your Pension [and Best Alternatives]](https://lendedu.com/wp-content/uploads/2025/02/How-to-Borrow-Against-Your-Pension-and-Best-Alternatives.jpg?w=640)
How to Borrow Against Your Pension [and Best Alternatives]
Retirement is a dream for many, but it can also come with unexpected expenses. If you’re fortunate enough to have a pension, it’s possible to leverage it to get a…
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HELOC Calculator: How Much Can You Get in a Home Equity Line of Credit?
Our HELOC calculator helps you estimate how much you can borrow, what your monthly payment might be, and how factors like interest rates and loan terms impact costs. Whether you’re…
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What Is a Second Mortgage? How It Works and Expert Recommendations
Do you know how much your home is worth? According to CoreLogic, the average homeowner is sitting on $311,000 in equity. Second mortgages offer a pathway for tapping into that…
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9 Smart Alternatives to a Reverse Mortgage
If you’re considering getting a reverse mortgage (or your parent told you they might apply for one), there are pros and cons to consider first. Although reverse mortgages can provide…
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Second Mortgage vs. Home Equity Loan vs. HELOC: What’s the Difference?
If you’re a homeowner who wants to tap into your home equity, you have several options. Below, we’ll compare a second mortgage versus a home equity loan and a second…
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What If I Can’t Afford Closing Costs? 6 Strategies to Consider
Closing costs refer to the various fees and expenses required to complete a home purchase. They typically range from 3% to 6% of the home’s purchase price; on a $300,000…
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3 Ways to Sell Your Home and Still Live in It
While it’s not the most common path for homeowners, selling your home but still living in it is possible with three options: Each has pros and cons to consider. We’ll…
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How to Access HELOC Funds: 5 Ways to Withdraw
One of the defining features of home equity lines of credit (HELOCs) is their versatility. You can borrow money, repay it, and borrow again as often as you like while…