Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
Using your home's equity for home improvements
- Home Addition Loans
- Highest ROI Renovations
- How to Pay for Emergency Home Repairs
- Home Improvement Financing
Home improvement projects inside your home
- How Much Does It Cost to Fix or Replace a Broken Water Heater?
- How Much Does an Emergency Plumber Cost?
- Best Loans for Plumbing Financing
- How Much Does It Cost to Paint a House?
- Understanding Drywall Repair Costs
- How Much Should It Cost to Add a Fireplace or Furnace?
- How Much Does It Cost to Replace or Repair a Furnace?
- How Much Should a Kitchen Remodel Cost?
- How Much Should a Bathroom Remodel Cost?
- Cost to Finish a Basement
- Mold Remediation Costs
Home improvement projects outside your home
- How Much Does It Cost to Replace a Roof?
- How Much Should Window Replacement Cost?
- How Much Does a Storm Shelter Cost?
- What to Know About Siding Replacement Cost
- How Much Does It Cost to Install Solar Panels?
- How Much Does It Cost to Install or Repair Gutters?
- How Much Should a Foundation Repair Cost?
All home equity articles
-

How Does a HELOC Work? A Step-by-Step Guide Plus an Example
You may already know that a HELOC allows you to borrow against your home’s equity, but how does that actually work? Essentially, a HELOC is a flexible credit line anchored…
-

8 Critical Questions to Ask When Applying for a HELOC
Home equity lines of credit (HELOCs) are popular with homeowners, and for good reason: You can borrow money as you need it at lower rates than credit cards offer, and…
-

Highest ROI Renovations to Build Home Equity and Increase Resale Value in 2026
Renovating your home can unlock new equity and help you sell your house at a higher price. However, some renovations are more valuable than others. Knowing this information can help…
-

Nada Home Equity Agreements: 2026 Review
Alternatives to Nada home equity agreement Before making any commitments, we recommend comparing Nada to other home equity agreement companies. Some of our top recommendations include Hometap, Point, and Unlock.…
-

Home Appreciation Calculator: What Will Your Home Be Worth in 2026 and Beyond?
Home appreciation is the increase in your home’s value over time. It’s influenced by market trends, local demand, property improvements, and broader economic conditions. If you own a home or…
-

Current Home Equity Loan Rates in July 2026
Ready to tap your equity for cash? Your interest rate makes a significant difference in what you pay for a home equity loan. According to our analysis of 11 top…
-

RenoFi Review 2026: Helping New Homeowners Renovate on a Tight Equity Budget
RenoFi serves as a lending matchmaker for homeowners who need funds for a renovation. The company connects you to a loan from a local credit union, offering after-renovation value loans,…
-

Are HELOCs Tax-Deductible? How to Deduct HELOC Interest From Taxes
Home equity lines of credit (HELOCs) not only offer access to cash, they can also yield a tax break in certain situations. Through the end of 2025, interest on home…
-

How Big of a HELOC Can I Get? Maximum Funding Limits Explained
A home equity line of credit (HELOC) lets you tap into your home’s equity when you need extra cash. But how big of a HELOC can you actually get? Most…
-

Upstart HELOC 2026: Clear Fees, Fixed Rates, But Short Draw Period
Upstart is a solid online HELOC lender with a quick closing timeline, no appraisal requirement, and fixed-rate draws. It’s a strong option for borrowers who need money fast and plan…