Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
All home equity articles
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Valley Strong HELOC Review 2026
Valley Strong’s home equity line of credit (HELOC) is powered by Figure, the highest-rated HELOC provider LendEDU has rated. Figure’s proprietary blockchain-based loan processing allows for fast approvals, digital income…
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Aspire HEI Review: How This Home Equity Investment Compares in 2026
What is Aspire? The Aspire HEI is a newer home equity investment (also referred to as a home equity agreement, or HEA) offering. Its parent company, Redwood Trust, launched Aspire…
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Trovy HELOC 2026 Review: New Lender With Extra Flexibility
How Trovy compares to other HELOC lenders Here’s a look at our top picks for the best HELOC lenders. How do Trovy HELOCs work? Trovy is a brand-new company that…
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Figure vs. Aven HELOCs: Complete Comparison of Rates, Fees, and Features [2026]
Figure and Aven are our highest-rated HELOC lenders here at LendEDU. At first glance, the companies seem very similar. Both are committed to fast HELOC funding and creating an all-digital…
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Funding a New Roof With Home Equity: Is a HELOAN or HELOC a Good or Bad Idea?
When your house needs a new roof, the costs can quickly add up to tens of thousands of dollars. Home equity loans (HELOANs) and home equity lines of credit (HELOCs)…
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Home Improvement Financing: 7 Responsible Ways to Pay for Renos and Repairs
Your home is a part of your family. It might not eat food, but it eats money, especially when it comes to home repairs and remodels. Given all the options…
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Home Improvement Loan vs. Home Equity Loan: Which Is Best for You?
Nearly half of homeowners are planning home improvement projects in 2025, according to a survey from This Old House, and most plan on financing their upgrades. Home improvement loans and…
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What Does After Renovation Value (ARV) Mean, and How Is It Calculated?
If you’re planning to renovate your home or buy a fixer-upper, one important figure to understand is the after-renovation value (ARV). ARV estimates what your property will be worth once…
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Who Is Eligible for a Government Home Improvement Grant in 2026? 10 Options and How to Qualify
Government home improvement grants provide funding for repairs, safety updates, and energy efficiency projects. These programs exist to support homeowners who might not otherwise afford necessary upgrades, especially those with…
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How Does a HELOC Work? A Step-by-Step Guide Plus an Example
You may already know that a HELOC allows you to borrow against your home’s equity, but how does that actually work? Essentially, a HELOC is a flexible credit line anchored…