Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
Using your home's equity for home improvements
- Home Addition Loans
- Highest ROI Renovations
- How to Pay for Emergency Home Repairs
- Home Improvement Financing
Home improvement projects inside your home
- How Much Does It Cost to Fix or Replace a Broken Water Heater?
- How Much Does an Emergency Plumber Cost?
- Best Loans for Plumbing Financing
- How Much Does It Cost to Paint a House?
- Understanding Drywall Repair Costs
- How Much Should It Cost to Add a Fireplace or Furnace?
- How Much Does It Cost to Replace or Repair a Furnace?
- How Much Should a Kitchen Remodel Cost?
- How Much Should a Bathroom Remodel Cost?
- Cost to Finish a Basement
- Mold Remediation Costs
Home improvement projects outside your home
- How Much Does It Cost to Replace a Roof?
- How Much Should Window Replacement Cost?
- How Much Does a Storm Shelter Cost?
- What to Know About Siding Replacement Cost
- How Much Does It Cost to Install Solar Panels?
- How Much Does It Cost to Install or Repair Gutters?
- How Much Should a Foundation Repair Cost?
All home equity articles
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Small Home Equity Loans: What’s the Minimum Amount You Can Borrow?
The minimum amount you can borrow through a home equity loan is determined by the lender. Our research showed the smallest home equity loan available is $10,000.
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The Best Home Sale-Leaseback in 2026: How to Sell Your House and Rent It Back
Under a leaseback agreement, you sell your home to an investor and then rent it back, allowing you to access your home’s equity without having to move out. While it’s…
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Hometap Review: Why It’s LendEDU’s Highest-Rated Home Equity Investment Company of 2026
Hometap can help you access your home equity without taking on debt.
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Fixed-Rate HELOCs: How They Work and Who Offers Them
A home equity line of credit (HELOC) gives you revolving access to your home’s equity, letting you borrow, repay and borrow again during the draw period. Because a HELOC works…
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Figure HELOC Review 2026: Rates, Terms, Requirements, and How It Works
Figure offers a loan called the Figure Home Equity Line. It’s an all-digital product, which means you can get approved virtually instantly and receive funding quickly. You can use loan…
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USAA Doesn’t Offer Home Equity Loans and HELOCs: Best Alternatives for Military Members and Veterans
USAA no longer offers home loans or lines of credit. However, other lenders can provide a number of good alternatives for military members and their families.
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Discover Home Equity Loans Are No Longer Available, Consider These Alternatives in 2026
Discover’s home equity loans have a high minimum loan amount, but high maximums. They also offer flexible repayment terms and good rates, making them a strong option for many borrowers.
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The Fastest HELOCs and Home Equity Loans: Same-Day Approval and Quick Funding
Tapping into your home equity can take time, but there are quick home equity loans out there. There are also some alternatives to home loans that may be better for…
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Spring EQ Home Equity Reviews: What to Know About Its Home Equity Loan and HELOC in 2026
Spring EQ offers both home equity loans and lines of credit (HELOCs) to help you borrow against your property’s value. Here’s how they compare.
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The 10 Pros and Cons of Home Equity Lines of Credit
A home equity line of credit can provide you with convenient access to cash. Weighing home equity line of credit pros and cons can help you decide if it's right…