Petplan Pet Insurance Review
- August 26, 2017
- Posted by: Jeff Gitlen
- Category: Pet Insurance
The original Petplan began in the United Kingdom back in 1976. The U.S. online affiliate started in 2003. The American branch is highly recommended by the Humane Society for their ability to offer coverage on cats and dogs that may be sick or injured.
“You love your pet. You want the best,” writes Petplan. If you want to make sure your dog or cat gets the best possible veterinarian for their sickness without stressing over a high bill, pet insurance is key.
Like many of the other online pet insurance services, this company offers a variety of options depending on the pet and reimbursement options. Customers can even build their own plan to cater to their particular needs. Within this Petplan pet insurance review you will find ways to avoid high vet bills, how to use Petplan, pros and cons, and costs.
At a Glance: Petplan Pet Insurance
Accidents, Illness, Hospital Stays, Advanced Testing, and Exams*
$2,500 to $25,000
Options Between $100 to $1,000
70%, 80%, or 90%
Min. Monthly Premium
Dog - $29 & Cat - $18
at Petplan's secure website
*Covers all non-routine veterinary exams.
Avoiding the Burden of High Vet Bills
Having pet insurance means owners don’t have to take on the financial burden that can come from high veterinarian bills. These pet health insurance plans can cover unexpected illnesses that your dog or cat may experience.
Customers who choose Petplan can build a plan from scratch to cater to their specific needs. Like other pet insurance companies, you simply take the pet to a local vet or specialist, and Petplan will reimburse a percentage of the costs.
Petplan offers unlimited coverage, annual deductibles, no per incident claims, as well as no upper age limits; they cover hereditary conditions, chronic conditions, injury or illness exams, hip dysplasia, periodontal disease, prescription medications, and alternative therapies.
They also offer 24/7 customer service with live chat options and a claims app. Plus, their parent company has been in business much longer than many of the other online pet insurance companies.
How to Use Petplan
If your pet has an accident or illness just take them to the veterinarian right away. Unlike human policies, every vet is in the network. Use the free app to file a claim and complete the online information with photos and medical records. Once the claim is received, the payment is sent out within 5-14 days.
In order to get the most of the Petplan service, make sure to read all of the fine print as you sign up.
Pros vs. Cons of Petplan Pet Insurance
- Save money on unexpected veterinarian bills
- Major custom percentages of claims can be paid with Petplan
- Petplan has been in business longer than many other companies
- Spend an added monthly fee even if your pet is well
- Their pricing system is ranked slightly higher than their competitors
- Fees can go up as high as an added $35 - $40 per month each year
Costs Vary Depending on State and Breed
According to our research, Petplan may have higher monthly fees than many of their competitors. While every plan is slightly different, prices vary depending on age, breed, location, reimbursement plan, and annual deductible.
Custom plans come with custom prices, so it’s best to input your particular information to learn more about these options and actual costs for your pet. Depending on the various references, the prices could vary from around $30 dollars per month all the way up to $130 per month.
Some of the factors that may raise the average cost for a pet would include the type of breed and age of the pet. Additionally, cats are generally less expensive per month than dogs.
All in all, Petplan offers perhaps the most adjustable, custom options for pet insurance which can also mean paying the highest rate each month. In order to gauge the bill for your pet, simply log on and get a quote from the website.