Many or all companies we feature compensate us. Compensation and editorial research influence how products appear on a page. Insurance Pet Insurance Boxer Pet Insurance Updated Aug 06, 2024 6-min read Expert Approved Expert Approved This article has been reviewed by a Certified Financial Planner™ for accuracy. Written by Geoff Williams Written by Geoff Williams Expertise: Credit cards, mortgages, insurance, saving money, managing cash flow, loans, retirement, estate planning Learn more about Geoff Williams Reviewed by Kyle Ryan, CFP® Reviewed by Kyle Ryan, CFP® Expertise: Comprehensive financial planning, tax planning, investment planning, retirement planning, estate planning Kyle Ryan, CFP®, ChFC®, is a co-owner and financial planner at Menninger & Associates Financial Planning. He provides his clients with financial products and services, always with his client's individual needs foremost in his mind. Learn more about Kyle Ryan, CFP® Like many purebred dogs, boxers are prone to health issues, particularly cancer, heart conditions, myelopathy (a nervous disease), and boxer cardiomyopathy (a heart condition). Pet insurance ensures that if your dog needs expensive medical care, you’ll have the resources to return him or her to fighting shape. Read on for our boxer insurance recommendations and what to know about costs and coverage. Table of Contents Skip to Section Best pet insurance companies for boxersHow much does boxer insurance cost?How to find the right coverage for your boxer Best pet insurance companies for boxers You have many options if you’re looking to buy boxer insurance. Pet insurance policies are available to help you cover your boxer’s preventive and emergency care costs. Here are four of our top picks for you to consider. CompanyBest for…Rating (0-5) Coverage 4.9 Free Quote Fast claims 4.7 Free Quote Quick coverage 4.7 Free Quote Selection of terms 4.5 Free Quote Fetch Best for coverage 4.9 /5 Free Quote Why we picked it Of all pet insurers, Fetch offers the most comprehensive coverage for boxers. The highest-premium-paying customers can get up to 90% of unexpected vet bills covered, while lower premiums equate to 70% or 80% coverage. This coverage includes exam fees, as well as emergency and specialist vet visits. Surgery, cancer treatment, chiropractic care, and ultrasounds are among the breed-specific coverages that could be important to boxer pet parents. 30-day free trial lets you cancel risk-free Works with any licensed vet in the U.S. or Canada Plans average around $35 monthly for dogs and $20 for cats. Lemonade Best for fast claims 4.7 /5 Free Quote Why we picked it Lemonade is a pet insurance company known for its fast claims. If you appreciate efficiency, it could be a fit for you. Once you complete the online application, your pet will be enrolled for pet insurance. Accidents are covered two days after enrollment. Thanks to AI technology that processes claims quickly, claims are often approved within minutes. Lemonade offers other benefits beyond fast claims, such as customizing your plan to find an affordable premium payment. Multiple discounts—10% discount for bundling home and pet insurance, 5% multiple-pet discount, and 5% discount for paying annually. Typically pays 50% of claims instantly Preventive care plans along with accidents, illnesses, and other health issues Embrace Best for quick coverage 4.7 /5 Free Quote Why we picked it Embrace pet insurance coverage starts the fastest after enrollment of all the policies we found. While there is a 14-day waiting period for covered illnesses, accident coverage begins on your policy’s effective date—which can be within two days of enrollment. Embrace covers puppies and kittens at six weeks and senior pets at age 15 and beyond on an accident-only basis. Dental illness coverage up to $1,000/year Pets up to age 15 eligible for accident coverage Exam fee covered for all accidents and illnesses included in plan Spot Best selection of terms 4.5 /5 Free Quote Why we picked it Spot offers the best selection of terms for boxer pet parents because its insurance policy is fully customizable. That is, the insurance policy is customizable. Choose between five deductibles, three reimbursements, and seven annual coverage limits for a total of 105 different policy combinations. There are two levels of preventive coverage. The Gold plan covers $250 annually, while the Platinum plan covers $450 annually. While you can’t enroll your pet until they are 8 weeks old, there is no upper age limit. 10% multi-pet discount 24/7 pet telehealth helpline Dog and puppy plans start at $15 a month Cat and kitten plans start at $9 a month How much does boxer insurance cost? Many factors determine how much dog insurance will cost for a boxer. Just as insurers do for humans, insurers look at the likelihood that your pet will need medical care. In general, costs will increase as your dog ages. The breed of your pet can also affect your pet insurance costs. Purebred boxers, for example, are more likely to experience health problems such as cardiomyopathy, skin diseases, endocrine illnesses, and eye problems, which increases insurance costs. We ran some quotes to see how the costs of boxer insurance would compare among different companies and pet ages. In the table below: Company A is Embrace, and the quote is for an accident and illness policy with a $5,000 annual reimbursement limit, $750 annual deductible, and 70% reimbursement. Company B is Fetch, and the quote is for an accident and illness policy with a $5,000 annual reimbursement limit, $300 annual deductible, and 80% reimbursement. AgeEmbraceFetch1-year-old male boxer in Ohio$60.34/month$58.70/month5-year-old male boxer in Ohio$78.45/month$73.08/month12-year-old male boxer in Ohio$211.81/month$260.69/month Be sure to add the potential costs of the annual deductible into this monthly cost to better understand the potential full cost if you use this coverage. How to make sure you find the right coverage for your Boxer If you’re looking for a boxer insurance policy for your pet, follow these steps to choose the right one: 1. Study the boxer insurance market. Shop around and obtain quotes from several companies (start with the ones featured above). Pay attention to what is and isn’t covered. Some policies won’t cover routine care and may exclude certain hereditary or pre-existing conditions from coverage. 2. Look at how much you have to pay beyond premiums It’s easy to think about the monthly premium only. However, you should pay close attention to the deductible and reimbursement amounts. The deductible is the amount you must pay before insurance covers any expenses, and the reimbursement amount is how much of the charge the insurance will cover. Make sure these, too, align with your budget. 3. Do the math Make up a hypothetical vet surgery bill and determine how much it’ll cost. For instance: If you choose a $250 deductible and an 80% reimbursement amount A $2,500 vet bill will cost you $700 ($250 deductible + ($2,250 * the 20% you’re still on the hook for)). With 100% reimbursement, you’ll only pay $250, but a slightly higher monthly amount. FAQ Are there any age restrictions for insuring boxers? Some pet insurance companies do have age restrictions for insuring pets, whether they are adopted or not. For example, Lemonade will only insure dogs and cats up to age 14. However, other companies, including Fetch and ASPCA, have no upper age limit for insuring boxers. Does pet insurance cover routine care for boxers? You can purchase pet insurance covering routine care for your boxer. Many pet insurance companies sell an optional preventive care plan that you can add to an accident-and-illness or accident-only plan. Most preventive care plans cover things like annual vet exams, vaccines, grooming, teeth cleanings, flea/tick prevention, and heartworm prevention. How soon after adoption can I get my pet insured? You can insure your boxer immediately after you take them home. There’s no waiting period between adopting and purchasing pet insurance. However, most pet insurance companies have a waiting period before you can start getting reimbursed for claims. The average waiting period is 14 days for accidents and illnesses, but some insurers, like Lemonade, have shorter waiting periods. Recap of boxer pet insurance CompanyBest for…Rating (0-5) Coverage 4.9 Free Quote Fast claims 4.7 Free Quote Quick coverage 4.7 Free Quote Selection of terms 4.5 Free Quote Read More Pet insurance rates by breed