Boxer Pet Insurance

Like many purebred dogs, boxers are prone to health issues, particularly cancer, heart conditions, myelopathy (a nervous disease), and boxer cardiomyopathy (a heart condition). 

Pet insurance ensures that if your dog needs expensive medical care, you’ll have the resources to return him or her to fighting shape. Read on for our boxer insurance recommendations and what to know about costs and coverage.

Best pet insurance companies for boxers

You have many options if you’re looking to buy boxer insurance. Pet insurance policies are available to help you cover your boxer’s preventive and emergency care costs. Here are four of our top picks for you to consider.

Fetch 

Lemonade

Embrace

Spot

How much does boxer insurance cost?

Many factors determine how much dog insurance will cost for a boxer. Just as insurers do for humans, insurers look at the likelihood that your pet will need medical care. In general, costs will increase as your dog ages.

The breed of your pet can also affect your pet insurance costs. Purebred boxers, for example, are more likely to experience health problems such as cardiomyopathy, skin diseases, endocrine illnesses, and eye problems, which increases insurance costs.

We ran some quotes to see how the costs of boxer insurance would compare among different companies and pet ages. In the table below:

• Company A is Embrace, and the quote is for an accident and illness policy with a $5,000 annual reimbursement limit, $750 annual deductible, and 70% reimbursement. 
• Company B is Fetch, and the quote is for an accident and illness policy with a $5,000 annual reimbursement limit, $300 annual deductible, and 80% reimbursement. 

Age	Embrace	Fetch
1-year-old male boxer in Ohio	$60.34/month	$58.70/month
5-year-old male boxer in Ohio	$78.45/month	$73.08/month
12-year-old male boxer in Ohio	$211.81/month	$260.69/month

Be sure to add the potential costs of the annual deductible into this monthly cost to better understand the potential full cost if you use this coverage.

How to make sure you find the right coverage for your Boxer

If you’re looking for a boxer insurance policy for your pet, follow these steps to choose the right one:

1. Study the boxer insurance market. 

Shop around and obtain quotes from several companies (start with the ones featured above). Pay attention to what is and isn’t covered. Some policies won’t cover routine care and may exclude certain hereditary or pre-existing conditions from coverage.

2. Look at how much you have to pay beyond premiums

It’s easy to think about the monthly premium only. However, you should pay close attention to the deductible and reimbursement amounts. 

The deductible is the amount you must pay before insurance covers any expenses, and the reimbursement amount is how much of the charge the insurance will cover. Make sure these, too, align with your budget.

3. Do the math

Make up a hypothetical vet surgery bill and determine how much it’ll cost. For instance: 

• If you choose a $250 deductible and an 80% reimbursement amount
• A $2,500 vet bill will cost you $700 ($250 deductible + ($2,250 * the 20% you’re still on the hook for)). 
• With 100% reimbursement, you’ll only pay $250, but a slightly higher monthly amount.

FAQ

Are there any age restrictions for insuring boxers?

Some pet insurance companies do have age restrictions for insuring pets, whether they are adopted or not. For example, Lemonade will only insure dogs and cats up to age 14. However, other companies, including Fetch and ASPCA, have no upper age limit for insuring boxers. 

Does pet insurance cover routine care for boxers?

You can purchase pet insurance covering routine care for your boxer. Many pet insurance companies sell an optional preventive care plan that you can add to an accident-and-illness or accident-only plan. 

Most preventive care plans cover things like annual vet exams, vaccines, grooming, teeth cleanings, flea/tick prevention, and heartworm prevention.

How soon after adoption can I get my pet insured?

You can insure your boxer immediately after you take them home. There’s no waiting period between adopting and purchasing pet insurance. However, most pet insurance companies have a waiting period before you can start getting reimbursed for claims. 

The average waiting period is 14 days for accidents and illnesses, but some insurers, like Lemonade, have shorter waiting periods. 

Recap of boxer pet insurance

Read More

Pet insurance rates by breed