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Insurance Pet Insurance

Boxer Pet Insurance

Boxers are medium-to-large dogs bred from Old English Bulldogs and German Bulldogs. They can grow as tall as 25 inches and weigh as much as 75 pounds once they reach adulthood. Dog owners appreciate them for their intelligence, playfulness, and friendliness with children.

Like most purebred dogs, Boxers are prone to certain health issues. These common disorders include cancer, heart conditions, myelopathy (a nervous disease), and Boxer cardiomyopathy (a heart condition).

A Boxer can be a great addition to a family. If you want peace of mind and financial protection in the event that your Boxer suffers an injury or illness, pet insurance is one of the best ways to do that.

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Why pet insurance for Boxers is a smart decision

Everyone gets sick or hurt at some point in their life, and dogs are no different. Even the healthiest pet can have an accident or get sick. Similar to the way health insurance works for humans, a dog insurance policy can cover large vet bills and exam fees to make veterinary care more affordable.

Before making a decision on pet insurance, let’s take a look at common health risks for Boxers, as well as the costs typically associated with treating them.

Injury or illnessEstimated treatment cost
Cardiomyopathy$500 – $600 plus ongoing drug costs
Cancer$6,000 – $10,000
Myelopathy$2,000 – $4,000

Pet insurance can help reduce the cost of some of these forms of care. It can also prevent you from facing a difficult situation about your pet’s health because of the expense.

Best pet insurance companies for Boxers

There are many pet insurance companies on the market. Policies can help you cover the cost of both preventative and emergency care for your pet. Purchasing insurance for your Boxer can also give you the peace of mind that you won’t have to empty your wallet to keep your pet healthy.

With adequately chosen pet insurance coverage, you can get the best protection you need with a monthly payment that fits into your budget.

Spot

  • Deductible: $100, $250, $500, $750, or $1,000
  • Reimbursement: 70%, 80%, or 90%
  • Benefit limit: $2,500, $4,000, $5,000, $7,000, $10,000, or unlimited

Spot is an online pet insurance company chaired by Cesar Milan, a well-known dog trainer who starred on Dog Whisperer. Spot has partnered with the American Fire Insurance Company, founded in 1822, to underwrite insurance policies for pets.

Spot’s policies are highly flexible. You can customize almost everything about the insurance plan, including the amount of coverage, the deductible, and the reimbursement amount. This customization makes it easy to find a monthly premium that fits your budget.

You can also select whether your policy covers preventative care or only covers emergencies.


ASPCA

  • Deductible: $100 – $500
  • Reimbursement: 70% – 90%
  • Benefit limit: $5,000 – Unlimited

The American Society for the Prevention of Cruelty to Animals (ASPCA) is an advocacy group that has been around since 1866. The group works to improve animals’ lives. One of the ways it does this is by offering pet insurance to pet owners.

The ASPCA breaks down each aspect of its insurance policies in plain English, making it easier for people to understand the coverage they’re buying. It also makes the policies customizable, so you can adjust the level of coverage to find a monthly cost that fits your budget.

You can choose whether you want to buy insurance for accident, illness, hereditary conditions, behavioral issues, chronic conditions, prescription medications and foods, or alternative therapies. You can mix and match to fit your pet’s needs and your budget.


Healthy Paws

  • Deductible: $100, $250, $500, $750, or $1,000
  • Reimbursement: 50%, 60%, 70%, 80%, or 90%
  • Benefit limit: No maximum

Healthy Paws is an online pet insurance company founded in 2009.

The insurer’s greatest strength is that it doesn’t have any maximum on its benefit limit. Some insurers will only pay out a certain amount of money each year. If your pet needs more care, you have to pay for it out of pocket. Healthy Paws will pay for all covered care without limit.

You can also customize your Healthy Paws policy, choosing things like the deductible and the coinsurance amounts to find a monthly cost that fits your budget.

The drawback of Healthy Paws is that it doesn’t include an option to cover routine or preventative care. The insurance only applies to emergencies.

How much does Boxer insurance typically cost?

There are a lot of different factors that determine how much dog insurance costs for a Boxer. Like insurance for humans, the primary thing that insurers look at is the likelihood that your pet will need medical care. In general, costs will increase as your dog ages.

Because they’re purebreds, Boxers are more likely to experience certain health problems like cardiomyopathy, increasing insurance costs.

Embrace Pet Insurance has found that the average cost of insurance coverage for a Boxer is $40 to $57 per month.

How to make sure you find the right coverage for your Boxer

When you buy any insurance, whether it’s for yourself or a pet, you have to pay attention to precisely what level and type of coverage you’re buying.

When it comes to pet insurance, pay attention to what is covered and what isn’t covered. Some policies won’t cover routine care and may exclude certain hereditary or pre-existing conditions from coverage.

Two other things to pay close attention to are the deductible and reimbursement amounts. The deductible is the amount you have to pay before insurance starts covering any expenses. The reimbursement amount is how much of the charge the insurance will cover.

So, if you choose a deductible of $250 and 80% reimbursement amount, a $2,500 vet bill will cost you $700 ($250 + ($2,250 * 20%)). With 100% reimbursement, you’ll only have to pay $250.

Recap of Boxer pet insurance

Pet insurance is a great way to keep your pets healthy and cared for. It can also save you from making difficult decisions about your pet’s healthcare based on the cost.

 SpotASPCAHealthy Paws
Eligible breedsAllAllAll
Eligible ages8 weeks+6 weeks+8 weeks+*
Benefit limit$5,000 – Unlimited$5,000UnlimitedUnlimited
Reimbursement70% – 90%70%90%50% – 90%
Deductible$100 – $1,000$100$500$100 – $1,000
Medical exam?NoNoYes
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*There is an upper-age limit of 15 years that is only enforced for new enrollments. If your pet is enrolled before the age of 15, it will remain eligible for coverage.

>> Read More: Pet insurance rates by breed