Articles by Miranda Marquit:
In August 2019, the average credit card rate was 16.97%, according to the St. Louis Federal Reserve. With a rate of 16.97% and a balance of $4,000, you’ll be charged $56.57 in interest each month. Credit card interest rates might go even higher, too, as the Federal Reserve raises its benchmark rate. The more debt you […]
Mariner Finance offers personal loans to borrowers with poor credit. Mariner Finance rates are higher than those offered by other online lenders — particularly if you have good credit — but it may be an option for those who can't qualify for other personal loans.
If you are eligible for a lower interest rate than what you are currently paying on your student loans, refinancing usually makes sense as long as you aren't dependent on federal benefits such as income-driven repayment plans and student loan forgiveness.