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Insurance Pet Insurance

Great Dane Pet Insurance

Updated Jan 22, 2024   |   6-min read

Great Danes, descended from German hunting dogs, are among the largest dogs in the world. They can grow up to 32 inches and weigh more than 170 pounds. Dog lovers appreciate their friendliness, patience, and dependability.

Like most large dogs, Great Danes have a fast metabolism, which means a healthy appetite. They also share the common health issues for larger breeds of dogs, including bloat. Great Danes also frequently experience heart disease, wobbler disease, and other congenital issues, including deafness and blindness.

Great Danes can be a great addition to a family. If you want to help keep your family safe and cared for, dog insurance is one way to do that. There are a few ways that you can purchase pet insurance to keep your Great Dane happy and healthy.

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Why pet insurance for Great Danes is a smart decision

At some point or another, everyone gets sick or injured, and that includes pets. When a person gets sick, they can go to the doctor and let their health insurance cover the bill. With pet insurance, the same can be done when a pet gets sick.

Before making a decision on taking out a pet insurance policy for your dog, it’s important to understand the costs of vet care and exam fees for common Great Dane injuries and illnesses.

Injury or illnessEstimated cost
Bloat$1,500 – $7,500
Hip dysplasia$3,500 – $7,000
Cardiomyopathy$500 – $600 plus ongoing drug costs
Wobbler syndrome$2,500 – $7,000
Cataracts$2,700 – $4,000

Pet insurance can be an excellent way to reduce the cost of expensive veterinary care. It can also save you from making difficult decisions about caring for your pet based on the financial costs of some common health risks.

Great Dane pet insurance companies

Pet insurance can help cover the cost of both preventative care and emergency care for your pet. For a monthly payment, you can get peace of mind that you won’t have to make difficult decisions about your Great Dane’s health based on financial issues.

With the right insurance coverage, you can get the protection you need for your pet with a monthly payment that fits into your budget.


  • Deductible: $100, $250, $500, $750, or $1,000
  • Reimbursement: 70%, 80%, or 90%
  • Benefit limit: $2,500, $4,000, $5,000, $7,000, $10,000, or unlimited

Spot is a pet insurance company that insures both cats and dogs, including Great Danes. Its chairman, Cesar Milan, is a well-known dog trainer who appeared on the television show Dog Whisperer. Spot offers policies underwritten by the American Fire Insurance Company, which has operated since 1822.

Spot stands out from the competition because of the flexibility of its insurance policies. Pet owners can choose the exact levels and types of coverage they want to purchase, giving them a chance to customize their monthly premiums.

For example, you can select a policy that covers almost every visit to the vet, including checkups and preventative care, or you can choose a policy that only covers emergency care.


  • Deductible: $100, $250, or $500
  • Reimbursement: 70%, 80%, or 90%
  • Benefit limit: $3,000, $5,000, $7,000, $10,000, $15,000, $20,000, or unlimited

The American Society for the Prevention of Cruelty to Animals (ASPCA) is a well-known advocacy group that works to improve animals’ lives. The group also offers insurance to people who own dogs or cats.

The ASPCA does an excellent job of breaking down its insurance offerings so pet owners can truly understand the type of coverage they’re purchasing for their pets. The policies are also highly customizable, letting you choose the right coverage and monthly cost for you.

For example, the ASPCA lets you choose whether you want coverage for things like an accident, illness, hereditary conditions, behavioral issues, chronic conditions, prescription medications and foods, or alternative therapies.

Healthy Paws

  • Deductible: $100, $250, $500, $750, or $1,000
  • Reimbursement: 50%, 60%, 70%, 80%, or 90%
  • Benefit limit: No maximum

Healthy Paws, founded in 2009, is an online pet insurance provider for cats and dogs.

The company offers highly customizable insurance plans with no annual reimbursement limit. Some insurers will only pay out a set amount of money each year, but Healthy Paws will pay as much as needed to keep your pet healthy.

You can choose aspects of your policy, like the deductible and coinsurance amount to get a monthly payment that fits your budget. The main drawback of Healthy Paws is that it excludes preventative and routine care, office visit fees, and examination fees. It’s best for those who want emergency coverage only.

How much does Great Dane insurance typically cost?

Many factors play into how much it costs to insure a dog. Like insurance for people, the primary thing that influences pet insurance costs is the risk that the dog will need medical care. In general, as a dog ages, the cost of insurance will increase.

Because Great Danes are larger dogs, they’re also at higher risk of some disorders, like hip dysplasia or wobbler syndrome, which means they may cost more to insure than other breeds of dog.

Embrace Pet Insurance states that the average cost of insurance for a Great Dane ranges from $39 to $56 per month.

How to make sure you find the right coverage for your Great Dane

When buying pet insurance, you need to make sure you pay attention to the fine print to make sure you get the right type of coverage for your pet.

For example, you’ll want to pay attention to the deductible and reimbursement amount of each policy. The deductible is the amount you have to pay before insurance kicks in. The reimbursement amount is the percentage of costs over the deductible that the insurance will cover.

So, if you choose a deductible of $250 and 80% reimbursement amount, a $2,500 vet bill will cost you $700 ($250 + ($2,250 * 20%)).

You also need to pay attention to what the insurance plan will cover. Some plans offer coverage for preventative care like checkups. Others only pay for accidents and illness. Some won’t pay for congenital issues or issues known to be common to your breed of dog.

Additionally, almost all insurers won’t cover pre-existing conditions.

Recap of Great Dane pet insurance

Pet insurance is an excellent way to keep your pet healthy and save you from having to make difficult decisions about your pet’s health due to veterinary care costs.

 SpotASPCAHealthy Paws
Eligible breedsAllAllAll
Eligible ages8 weeks+6 weeks+8 weeks+
Benefit limit$5,000 – Unlimited$5,000UnlimitedUnlimited
Reimbursement70% – 90%70%90%50% – 90%
Deductible$100 – $1,000$100$500$100 – $1,000
Medical exam?NoNoYes
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