TJ Porter

TJ is a Boston-based freelance writer who specializes in credit, credit cards, and bank accounts. He graduated with a degree in business from Northeastern University and has been featured on Credit Karma, DollarSprout, and Bankrate.

Articles by TJ Porter:

03
Apr
7 Ways to Consolidate Credit Card Debt

If you have credit card debt, there are many ways to consolidate those debts. Consolidation can help you reduce your monthly loan payment or your interest rate, saving you money.

Posted in: Auto Loans, Credit Cards, Home Equity, Mortgages, Personal Loans,
03
Apr
Cash-Out Auto Refinance: What It Is & When It Makes Sense

Cash-out refinancing for your car lets you get cash to pay emergency expenses or get rid of debt. However, it is a risky move that can put you underwater on your loan.

Posted in: Auto Loans,
Tags: ptype_cornersecond,
27
Mar
Managing Your Finances During the Coronavirus Outbreak

The coronavirus has destabilized the economy and had impacts on workers across the globe. Taking steps to get help and taking the reins of your money can help you ride out the storm.

Posted in: Mortgages, Personal Finance, Small Business Loans, Student Loans,
23
Mar
Innovative Funding Services Review

Innovative Funding Services matches you to a lender that can help you refinance or purchase a car, letting you comparison shop. The company also helps with complicated paperwork, making the process easier for you.

Posted in: Auto Loans,
Tags: ptype_review,
19
Mar
Personal Loan vs. Auto Loan to Buy a Car: Which is Better?

You can use either a personal loan or a specialized auto loan to buy a car. Which option is best varies, but auto loans tend to be less expensive and the qualification process is typically easier.

Posted in: Auto Loans, Personal Loans,
Tags: ptype_comparison,
18
Mar
What is a Home Equity Line of Credit?

HELOCs are a flexible way to turn your home into a source of cash, but they can come with fees and put your homeownership at risk. If you need financial flexibility, they’re a useful tool, but you should keep the costs and risks in mind.

Posted in: Home Equity,
16
Mar
What is a Home Equity Loan and How Does It Work?

Home equity loans have low interest rates and long terms, making them an excellent way to borrow for long-term projects, but they put your home at risk and may come with high closing costs.

Posted in: Home Equity,
06
Mar
UnitedHealthcare Vision Insurance Review

With UnitedHealthcare Vision, you can choose from two different plans—one that covers just glasses or contacts or one that covers both. You can also enroll without going through an employer.

Posted in: Insurance, Vision Insurance,
Tags: ptype_review,
05
Mar
EyeMed Vision Insurance Review

EyeMed Insurance offers eye insurance to individuals and employers in most states. You can choose from three different levels of coverage to customize your vision benefits to your needs.

Posted in: Insurance, Vision Insurance,
Tags: ptype_review,
02
Mar
Earnest vs. SoFi Student Loan Refinance Comparison

SoFi offers some of the best deals in student loan refinancing and will be a great choice for most borrowers, though Earnest’s willingness to look at more than credit scores can make its loans more accessible to borrowers with lower credit scores.

Posted in: Student Loans,
Tags: ptype_comparison,