TJ Porter

TJ is a Boston-based freelance writer who specializes in credit, credit cards, and bank accounts. He graduated with a degree in business from Northeastern University and has been featured on Credit Karma, DollarSprout, and Bankrate.

Articles by TJ Porter:

23
Jan
Best Personal Loans for Good Credit

If you have good credit, personal loans are a great way to borrow money at low rates. We'll cover your top options below.

Posted in: Personal Loans,
Tags: ptype_cornersecond,
22
Jan
Bank Loans: How to Get a Personal Loan From Your Local Bank

Your local brick-and-mortar bank is a good choice for getting a bank loan, especially if you’re already a client. We’ll cover your top options below.

Posted in: Personal Loans,
Tags: ptype_cornersecond,
20
Jan
Earnest vs. SoFi Student Loan Refinance Comparison

SoFi offers some of the best deals in student loan refinancing and will be a great choice for most borrowers, though Earnest’s willingness to look at more than credit scores can make its loans more accessible to borrowers with lower credit scores.

Posted in: Student Loans,
Tags: ptype_comparison,
20
Jan
Mental Health Scholarships

Mental illnesses are hard to handle, but dealing with them in college is even more stressful. Fortunately, there are scholarships for people with mental illness that can help you reduce the financial stress of higher education.

Posted in: Scholarships,
20
Jan
How to Get a Loan With No Credit Check—And What to Watch Out For

Shopping for no credit check personal loans is like walking through a minefield. You need to watch out for predatory payday loans, sky-high APRs, and hidden fees. Keep reading to learn about your best options.

Posted in: Personal Loans,
Tags: ptype_cornersecond,
15
Jan
How to Get a $100,000 Loan: Compare Lenders & Loan Types

There aren’t many lenders willing to lend $100,000 through a personal loan, but you can find them if you look. If you want to borrow $100k, you should also consider alternatives like HELOCs or home equity loans.

Posted in: Personal Loans,
Tags: ptype_cornersecond,
09
Jan
U.S. Bank Personal Loan Review

U.S. Bank’s standard personal loan and line of credit are fine choices for existing customers, but its options for borrowing smaller amounts are too costly to be worth using.

Posted in: Personal Loans,
Tags: ptype_review,
03
Jan
What Is an Unsecured Loan? Definition & Best Lenders

Unsecured loans, unlike mortgages or auto loans, don’t require any collateral. This means you don’t have to deal with as much paperwork when applying and that you can use them for almost any reason, making them a useful financial tool.

Posted in: Personal Loans,
03
Jan
SoFi vs Marcus Personal Loans: Which Is Best?

Lenders SoFi and Marcus each offer low fees and low interest rates. SoFi is the best lender to choose if you’re looking to borrow a lot of money at once, while Marcus is a good choice if you need cash to meet an immediate need.

Posted in: Personal Loans,
Tags: ptype_comparison,
10
Dec
What Is a Private Student Loan & How Does it Work?

Private student loans are useful tools that you can use to pay for education expenses that your federal loans don’t cover. While federal loans are the better choice, private student loans may be necessary to fill in the gaps.

Posted in: Student Loans,