SoFi offers some of the best deals in student loan refinancing and will be a great choice for most borrowers, though Earnest’s willingness to look at more than credit scores can make its loans more accessible to borrowers with lower credit scores.

Lenders SoFi and Marcus each offer low fees and low interest rates. SoFi is the best lender to choose if you’re looking to borrow a lot of money at once, while Marcus is a good choice if you need cash to meet an immediate need.

VA home improvement loans are a great way for veterans to repair a fixer-upper or update a home. While there are restrictions on their use, they can be cheaper than other options.