Erin Kinkade, CFP® Profile Photo

Erin Kinkade, CFP®

Erin Kinkade, CFP®, ChFC®, works as a financial planner at AAFMAA Wealth Management & Trust. Erin prepares comprehensive financial plans for military veterans and their families.

About Erin Kinkade, CFP®

Current Role

Financial planner


  • Insurance Planning
  • Education Planning
  • Retirement Planning
  • Investment Planning
  • Military Benefits
  • Behavioral Finance

Certifications & Degrees

  • Certified Financial Planner™
  • Chartered Financial Consultant
  • Bachelor's degree in education from the University of Georgia

Personal Finance Experience

Erin has been working in financial services since 2006. Her primary focus was servicing, advising, consulting, and planning for clients.

Erin began her career at a registered investment advisory and broker dealer (RIA/BD) firm. While at the RIA/BD, Erin was a registered representative and registered investment advisor. She focused on client service, investment advice, and financial planning for high-net-worth clients. Erin made a career change in 2020 to become a financial planner at AAFMAA Wealth Management & Trust, focusing solely on comprehensive financial planning for military members and their families.

Erin is a certified financial planner (CFP®) and chartered financial consultant (ChFC®). Her areas of expertise include, but are not limited to, the following: military benefits, risk mitigation, savings, cash-flow projections, life insurance and long-term care analysis, education planning, investment analysis, retirement planning, withdrawal strategies, tax-saving recommendations, and estate transfer planning.

Latest from Erin Kinkade, CFP®

Forbearance vs. Deferment for Student Loans

If you can’t make your student loan payments, you have options. Two of the most common ones are deferment and forbearance. According to...

Student Loans for Parents With Bad Credit

A parent might have a bad credit score due to unforeseen hardships, a thin credit file, or even mistakes on a credit report....

HELOCs Without Prepayment Penalties

If you want to pay back your home equity line of credit (HELOC) early, you might need to pay a prepayment penalty fee...

HELOCs for Seniors

If you’re looking to supplement your retirement income or pay for a major expense, you could tap into your home equity with a...

Student Loans for Freshmen

If you are starting college for the first time or are the parent of a new college student, you likely need to know...

Can You Have a Cosigner on a HELOC?

If you’re looking to get approved for a home equity line of credit (HELOC) but are worried your credit score or income won’t...

How a Home Equity Agreement (HEA) Works

If you’re a homeowner, you may have several options to access some of the equity you have in your house. One of those...

HELOC vs. 0% Interest Credit Card

When deciding between a HELOC and a 0% credit card, it’s crucial to consider your financial situation, borrowing needs, and repayment capacity. Factors...

What Is the Best Way to Pay Off a HELOC?

A home equity line of credit, or HELOC, is a flexible tool that allows you to borrow against your home’s equity. But if...

HELOCs for Commercial Property

A home equity line of credit (HELOC) is a terrific way for homeowners to tap into the equity they’ve built in their homes...