If you have federal student loans, you may be assigned Mohela as your student loan servicer. You'll need to enroll in a payment plan, with options including income-driven plans that cap payments at a percentage of your income.

Our research, news, ratings, and assessments are scrutinized using strict editorial integrity. Our editorial staff does not receive direction from advertisers on our website or our Partnerships Team. Our company may receive compensation from partners seen on our website. Here's how we make money.