Personal Loans Icon

Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

Featured post

See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Breast Augmentation Cost & Financing Options

Breast augmentation isn’t typically covered by insurance. Surgeons fees average $3,824, but there are also...

Root Canal Cost & Financing Options

The price of a root canal varies depending on your location and the condition of the tooth. But you could spend as much...

Sallie Mae Personal Loans Review

Sallie Mae is one of the nation’s largest student loan lenders, but it also provides personal loans. You need an invitation to get...

Regions Bank Personal Loans Review

Regions Bank, one of the largest regional financial institutions in the United States, offers several types of personal loans. Pros of Regions include...

Huntington Bank Personal Loan Review: Large Secured Loans but Limited Reach

If you’re looking to take out a personal loan, Huntington Bank could be a good...

Elastic Loans: Review Rates, Terms, and Fees

If you are a non-prime borrower with a low credit score who needs immediate access to cash, Elastic may be a good option...

Lift Credit Review: Why You Should Be Wary of the Offers

Lift Credit offers small personal loans in Utah, Idaho, and Wisconsin. Lift Loans are available...

Home Depot Project Loan Review

Unlike traditional personal loans, Home Depot’s Project Loan offers a specialized financing option for home improvement projects. Due to its unique nature, we...

MoneyKey Review: High Rates Make This an Expensive Option

MoneyKey is an online lender focusing solely on short-term lending to consumers. These loans come...

First Midwest Bank Personal Loans Review

First Midwest Bank offers personal loans for well-qualified borrowers. Loans come with fixed interest rates, a document fee, and competitive repayment terms.