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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

FreedomPlus Personal Loans Review

FreedomPlus takes a personalized approach to online lending by requiring each borrower to meet with a loan consultant via phone. Paired with competitive...

Wells Fargo Personal Loan Review: Low Rates, Must be a Current Customer 

Wells Fargo personal loans can have some benefits for borrowers including relatively fast approvals and...

Best No-Fee Personal Loans

It’s possible to find personal loans with no origination fee, especially if you have excellent credit. But watch out for higher interest rates...

Best Egg vs. LendingClub: Personal Loan Matchup Based on Your Credit and Needs

Both Best Egg and LendingClub offer personal loans, but they way they fund those loans...

Boat Loan Calculator: Estimate Your Payments

The cost of boat financing will be determined based on how much you borrow, the length of your loan, and your interest rates....

Citizens Bank Personal Loan Review

Citizens Bank offers a variety of financial products, including personal loans. Borrowers can get a rate quote without impacting their credit score, and...

OppLoans Review: Payday Loan Alternative for Borrowers With Bad Credit

If you need a personal loan but don’t have the best credit history, OppLoans can...

Jora Credit Review: Personal Loans and Lines of Credit Offer Fast Money but Extremely High Rates

Jora Credit offers small personal loans to borrowers who may not be able to get...

LendUp Personal Loans Review

LendUp bills itself as a better alternative to traditional payday lenders. Its products are aimed at those with bad credit looking for a...

Best Egg Personal Loans Review 2025: Secured and Unsecured Options

If you earn a high income and have an excellent credit score, a Best Egg...