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See our editorial team’s picks for the best personal loans.
How personal loans work
Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.
Personal loan uses
You can use personal loans for almost anything, including paying off debt and home improvements.
Personal loans by credit range
Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.
Personal loan reviews
If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.
Latest on personal loans:
7 Personal Loan Scams to Avoid
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Sallie Mae Personal Loans Review
Sallie Mae is one of the nation’s largest student loan lenders, but it also provides personal loans. You need an invitation to get...
Regions Bank Personal Loans Review
Regions Bank, one of the largest regional financial institutions in the United States, offers several types of personal loans. Pros of Regions include...
Huntington Bank Personal Loan Review: Large Secured Loans but Limited Reach
If you’re looking to take out a personal loan, Huntington Bank could be a good...
Elastic Loans: Review Rates, Terms, and Fees
If you are a non-prime borrower with a low credit score who needs immediate access to cash, Elastic may be a good option...
Lift Credit Review: Why You Should Be Wary of the Offers
Lift Credit offers small personal loans in Utah, Idaho, and Wisconsin. Lift Loans are available...