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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Barclays Personal Loans Review

Barclays personal loans are designed for borrowers with good to excellent credit who are looking to finance a variety of expenses, including debt...

Best RV Loans: Compare Rates

RV loans give you the funds you need to buy a recreational vehicle, such as a motor home or camper van. You may...

Secured vs. Unsecured Loan: What’s the Difference?

When searching for a personal loan, you can choose between a secured or unsecured option....

EVEN Financial Personal Loans Review

Finding the right personal loan can be challenging, but loan marketplace Even Financial aims to make it easier by connecting you with lenders...

Community Bank Personal Loans

Personal loans from community banks might offer competitive interest rates and solid terms. But you usually need to apply in person, and options...

Secured Personal Loans: What Are the Best Options?

Here are some of the best secured personal loans available nationwide that feature a range...

How Do Payday Loans Work?

When you’re strapped for cash and you need it in a hurry, you might be considering a payday loan. With payday loans, you’ll...

Does Debt Consolidation Hurt Your Credit?

Consolidating debts can make budgeting easier, since you have fewer payments to make. Before moving forward with debt consolidation, it helps to know...

Payday Loan Statistics

Payday loans are a form of short-term lending that often receive a bad reputation for high interest rates, excessive fees, and short repayment...

Credit Card Refinancing vs. Debt Consolidation

When you have credit card debt, you might consider refinancing or consolidating it to pay...