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Personal Loans

Learn more about how personal loans work & what you can use them for, see our picks for the best personal loan lenders, and read reviews of the top lenders in the industry.

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See our editorial team’s picks for the best personal loans.

How personal loans work

Personal loans don’t often seem complicated, but you should understand several specific terms before you apply for one.

Personal loan uses

You can use personal loans for almost anything, including paying off debt and home improvements.

Personal loans by credit range

Your credit score is critical in determining eligibility for a personal loan. Before applying, check your credit score to determine whether your credit is excellent, good, fair, or poor. Compare companies that lend to borrowers in your credit range to boost your chances of approval.

Personal loan reviews

If you’re considering applying for a personal loan through a specific company, you should understand how that company operates and the repayment terms.

Latest on personal loans:

Home Depot Project Loan Review

Unlike traditional personal loans, Home Depot’s Project Loan offers a specialized financing option for home improvement projects. Due to its unique nature, we...

MoneyKey Review: Consider Alternatives if Possible

MoneyKey is an online lender focusing solely on short-term lending to consumers. These loans come...

First Midwest Bank Personal Loans Review

First Midwest Bank offers personal loans for well-qualified borrowers. Loans come with fixed interest rates, a document fee, and competitive repayment terms.

Credit Union Personal Loans: Compare the Best Options

Credit unions are known as the customer-friendly alternative to an impersonal bank experience. In some...

Barclays Personal Loans Review

Barclays personal loans are designed for borrowers with good to excellent credit who are looking to finance a variety of expenses, including debt...

Best RV Loans: Compare Rates

RV loans give you the funds you need to buy a recreational vehicle, such as a motor home or camper van. You may...

Secured vs. Unsecured Loan: What’s the Difference?

When searching for a personal loan, you can choose between a secured or unsecured option....

EVEN Financial Personal Loans Review

Finding the right personal loan can be challenging, but loan marketplace Even Financial aims to make it easier by connecting you with lenders...

Community Bank Personal Loans

Personal loans from community banks might offer competitive interest rates and solid terms. But you usually need to apply in person, and options...

Secured Personal Loans: What Are the Best Options?

Here are some of the best secured personal loans available nationwide that feature a range...