Many or all companies we feature compensate us. Compensation and editorial research influence how products appear on a page. Personal Finance Gold 13 Top Gold IRA Companies of 2025: Reviewed and Rated Updated May 02, 2025 19-min read Expert Approved Expert Approved This article has been reviewed by a Certified Financial Planner™ for accuracy. Methodology Methodology LendEDU evaluates gold dealers to help readers find the best precious metal IRAs and inventories for direct purchase. Our latest analysis reviewed 550 data points from 25 companies, with 22 data points from each. Written by Anna Twitto Written by Anna Twitto Expertise: Personal loans, debt, insurance, precious metals, home equity Anna has almost a decade of experience writing in the personal finance niche. Motivated by her own history of overcoming financial struggles, Anna shares down-to-earth advice for fighting debt and achieving financial security. Learn more about Anna Twitto Reviewed by Catherine Valega, CFP® Reviewed by Catherine Valega, CFP® Expertise: Financial planning, retirement planning, education planning, insurance planning, investment planning Catherine Valega, CFP®, CAIA®, founded Green Bee Advisory LLC to help women, impact givers and investors, and small businesses build, manage, and preserve their financial resources. She's been practicing financial planning for more than 20 years. Learn more about Catherine Valega, CFP® Looking for the best gold IRA to protect your retirement savings? Whether you’re worried about inflation, stock market volatility, or simply want to diversify beyond traditional assets, a gold IRA can offer long-term stability through physical precious metals. But with so many providers out there, how do you choose the right one? And how can you know who to trust? We’ve done the legwork for you. After reviewing more than 30 gold IRAs, we identified 5 standout companies that we believe offer the strongest combination of reputation, transparency, customer service, competitive pricing, and unique investor benefits. These are the companies we trust the most—and we’ve highlighted exactly why each one made the cut. Company Best for… Rating (0-5) 4.9 Visit Site Best Overall(866) 525-9625 4.9 Visit Site 4.7 Visit Site Best for Small Investments(888) 612-4511 4.7 Visit Site 4.6 Visit Site Best Buyback Program(866) 427-7710 4.6 Visit Site 4.6 Visit Site Best Online Experience(866) 515-6340 4.6 Visit Site 4.4 Visit Site Best for Quick Setup(877) 583-2399 4.4 Visit Site In addition to our top five picks, you’ll also find honorable mentions—eight companies that didn’t quite make our “best of” list but still bring positive qualities to the table, like low fees, flexible buyback programs, or helpful education for new investors. For comparison and awareness, you’ll also find four other reviewed companies on the list that are well-known, but didn’t earn a high editorial rating during our review. The rest of the 30+ companies are listed toward the bottom of this page, in case you’re interested in exploring more. Table of Contents Reviews of the 5 best gold IRA companies Best overall: American Hartford Gold Best for small investments: Advantage Gold Best buyback program: Thor Metals Group Best online experience: Priority Gold Best for quick setup: Patriot Gold Group Gold IRA honorable mentions Other reviewed gold IRAs What is the best gold IRA? Reviews of the 5 best gold IRA companies Choosing the right company is important to maximize the benefits of your gold IRA account. Our picks for the best gold IRA companies are as follows: Best overall: American Hartford Gold Best for small investments: Advantage Gold Best buyback program: Thor Metals Group Best online experience: Priority Gold Best for quick setup: Patriot Gold Group American Hartford Gold Best Overall 4.9 /5 Visit Site Why it’s one of the best American Hartford Gold is the best gold investment company we’ve researched. (866) 525-9625 It offers an easy gold IRA setup or rollover, works with world-class custodians and depositories, and commits to streamlined buyback. The company’s many stellar reviews on the Better Business Bureau (BBB) and Trustpilot vouch for its commitment to client satisfaction. AHG provides a Freedom Package that includes free silver and waived fees. We’re also big fans of its price match guarantee and money-back guarantee. Superb customer service Stellar reputation with excellent ratings on BBB and Trustpilot Attractive Freedom Package worth up to $15,000 Solid buyback commitment Doesn’t disclose details about fee structure Must ask directly about gold product prices Gold IRA details Available metalsGold, silverFeesDepend on plan; up to 3 years of no storage, maintenance, or insurance fees for IRA rolloversAsset protectionInsured shipments, signature on deliveryPerformance trackingRegular statements from your account administratorReputationOutstanding Advantage Gold Best for Small Investments 4.7 /5 Visit Site Why it’s one of the best Advantage Gold is an excellent choice if you want to start investing in gold on a small scale. The company’s minimum threshold for opening a gold IRA is only $5,000, which is lower than many other providers require (e.g., AHG requires clients to invest at least $10,000 to open a gold IRA). Advantage Gold boasts a great reputation, with a 4.9 Trustpilot rating based on more than 1,600 reviews. The company is well-known for its quality customer service and educational resources, which are geared specifically to helping new investors understand how gold IRAs work. A minimum investment of just $5,000 for gold IRAs Easy online account setup Detailed guidance for beginner investors Limited information about gold IRA fees Possible charges on shipping and insurance Gold IRA details Available metalsGold, silver, platinum, palladiumFeesDepend on plan and custodianAsset protectionTracked orders, fully insured, and confidential shippingPerformance trackingCustodian statementsReputationExcellent Thor Metals Group Best Buyback Program 4.6 /5 Visit Site Why it’s one of the best Although Thor Metals Group has only been in business since 2023, the company quickly gained a name among gold investors. Professionalism, customer service, and a solid product selection place Thor firmly among our recommendations for gold IRA providers. As a newer company, Thor has limited reviews so far, but the feedback we’ve seen is overwhelmingly positive. One of Thor’s strongest features is its buyback program. If you need to sell any precious metals you bought from Thor, the company commits to buying them back quickly and with no fees or charges. This guarantee gives investors extra flexibility and security. Secure buyback with no fees All-risk insurance and free shipping Government-backed gold products Personalized counsel when setting up a gold IRA Fairly new company Limited information about setup and fees online Gold IRA details Available metalsGold, silver, platinumFeesFees vary; discounts for those who invest over $100,000Asset protectionAll-risk insurancePerformance trackingCustodian statementsReputationGreat, but with a limited track record Priority Gold Best Online Experience 4.6 /5 Visit Site Why it’s one of the best Established in 2016, Priority Gold is a well-known and respected gold IRA provider. Every client gets assigned a representative to walk them through the IRA setup or rollover process. Priority Gold offers attractive discounts for qualifying clients, mainly those who invest large amounts. The website is exceptionally easy to navigate, offering all crucial information at a glance. Priority Gold has an “A” rating on BBB and a 3.9 Trustpilot score. Although most clients offer positive feedback, some report frequent calls and high markups on gold and silver products. One year with no IRA admin or storage fees for clients investing over $50,000 Price Protection Program for approved purchases over $250,000 Free shipping Easy-to-navigate, intuitive site layout No search option for IRA-approved products Some clients mention getting unsolicited calls Gold IRA details Available metalsGold, silverFees$50 setup fee, $125 annual service fee, $100 annual storage, $35 wire feesAsset protectionInsured shippingPerformance trackingPortal with real-time insightsReputationSolid Patriot Gold Group Best for Quick Setup 4.4 /5 Visit Site Why it’s one of the best Patriot Gold Group is an acclaimed gold IRA provider that has been in the precious metals business since 1990. The company showcases five-star ratings and enthusiastic reviews on Trustpilot and Consumer Affairs. Gold IRA reviews praise Patriot for its high-quality service, transparency, efficiency, and commitment to client satisfaction. However, Patriot’s minimum investment threshold is $25,000, which can be too high for some investors. You also must contact the provider directly for a breakdown of fees and other meaningful information. Superb Trustpilot ratings 24-hour setup Fees waived for accounts above $100,000 Limited information on site No online gold purchase options Gold IRA details Available metalsGold, silverFees$250; waived for accounts over $100,000Asset protectionInsured shippingPerformance trackingVia the assigned custodianReputationOutstanding Gold IRA honorable mentions These companies aren’t on our “best for gold investors” list, but we think they’re reputable providers that are well worth considering. Goldco 4.1 /5 Visit Site Why we selected it Goldco is a trustworthy gold IRA provider founded in 2006. Like similar companies, it caters to investors who want to diversify their retirement assets. Many Goldco clients appreciate the company’s streamlined, personalized service. Goldco’s main drawbacks are a fairly high investment threshold for IRAs, a lack of pricing transparency, and limited product selection. Buyback program with the highest price guarantee Stellar ratings and many excellent reviews Useful educational resources $25,000 minimum investment threshold Product catalog only lists gold coins (no bars) Gold IRA details Available metalsGold, silverFeesRoughly $225 – $325Asset protectionShipping insurancePerformance trackingCustodian platformsReputationExcellent Noble Gold 4.4 /5 Visit Site Why we selected it Noble Gold works with approved custodians and IRS-compliant depositories. While it’s less well-known than other providers, it has been in business for almost a decade and maintains a consistent top-tier rating on Trustpilot. Noble Gold emphasizes client education and helping investors make informed decisions. Guaranteed buyback Platinum and palladium coins available High ratings Doesn’t offer gold bars Lack of transparency about costs and fees Gold IRA details Available metalsGold, silver, platinum, palladiumFees$80 annual fee; $150 segregated storage feeAsset protectionShipping insurancePerformance trackingOnline accountReputationGood All American Assets 4.4 /5 Visit Site Why we selected it All American Assets specializes in U.S. mint products. It’s a reputable company with readily available information about terms and fees, and (what’s rare in the industry) live prices for all products in its catalog. It has few ratings on Trustpilot, but the reviews praise the provider’s professionalism and transparency. Straightforward IRA setup/rollover process Transparent flat service fee Listed prices on all products Limited product selection Few reviews Gold IRA details Available metalsGold, silverFeesAnnual fee of $246, including custodial and storage costsAsset protectionShipping insurancePerformance trackingCustodian reportsReputationGood Birch Gold Group 4.4 /5 Visit Site Why we selected it Operating since 2003, Birch Gold Group is a well-known name in the gold IRA market. The company helps clients add precious metals to their investment portfolios, partnering with trusted custodians like STRATA Trust and Equity Trust. Birch Gold has a solid 4.5 rating on Trustpilot, with many clients praising the company’s streamlined process and knowledgeable representatives. Impressive selection of gold products Multiple secure storage options Tailored guidance when opening an IRA account Must contact the company directly to set up an account Gold IRA details Available metalsGold, silver, platinum, palladiumFees$50 setup; $30 wiring; $100 storage and insurance; $100 management; no first-year fees for accounts over $50,000Asset protectionShipping insurancePerformance trackingCustodian statementsReputationExcellent Bishop Gold Group 4.3 /5 Visit Site Why we selected it Bishop Gold Group ticks all the boxes of a respected precious metals IRA provider: a client-centric approach, reputable custodians, and secure shipping and storage. The company excels in product choice, offering a wide selection of coins and gold bars in various sizes. Its reviews are overwhelmingly positive. Bishop Gold’s main drawback is the lack of clear information about fees and prices online. Diverse product selection Solid reputation Many reviews praising client experience Little information about fees and prices on the company’s site Limited educational resources Gold IRA details Available metalsGold, silver, platinum, palladiumFeesNot disclosedAsset protectionShipping insurancePerformance trackingOnline platformReputationGood Preserve Gold 4.3 /5 Visit Site Why we selected it Preserve Gold is another newer gold IRA provider, founded in 2022. In its short time in the industry, Preserve Gold rates quite highly among customers, with a 4.8 Trustpilot score and many enthusiastic reviews. While Preserve Gold is a solid choice for gold investors, its website could offer more information about the IRA setup process and fees. Also, the minimum requirement of $25,000 in account funding could be too high for many beginner investors. Reliable buyback program Positive reviews with practically no complaints Solid product catalog Only three years in business $25,000 minimum threshold to open an IRA Gold IRA details Available metalsGold, silver, platinum, palladiumFeesNot disclosedAsset protectionShipping insurancePerformance trackingThrough custodian’s websiteReputationGood American Bullion 4.1 /5 Visit Site Why we selected it Established in 2009, American Bullion has gained many five-star reviews from satisfied clients. The provider works exclusively with STRATA Trust Company as its custodian. Its terms seem fair, and its catalog lists a robust selection of gold products. However, the company’s site could use an upgrade so that essential information is easier to find. Clear about gold IRA terms Positive reviews Site somewhat difficult to navigate No buyback guarantee Gold IRA details Available metalsGold, silver, platinum, palladiumFees$185 – $275, depending on planAsset protectionTracked orders, required signature, insurance on orders over $10,000Performance trackingCustodian statementsReputationGood U.S. Gold Bureau 4.2 /5 Visit Site Why we selected it U.S. Gold Bureau is one of the oldest gold investment companies out there, founded more than 20 years ago. Investors appreciate U.S. Gold Bureau’s top-notch service, personalized IRA plans, and buyback options. However, some reviews cite excessively pushy marketing and a slow process when selling metals back to the company. Established reputation Tailored service Some complaints about miscommunication and buyback delays Gold IRA details Available metalsGold, silver, platinum, palladiumFees$50 setup; $25 withdrawal; storage fees depending on the amount of precious metalsAsset protectionDiscreet wrapping, shipping insurance, tracked orders, required signature (optional)Performance trackingNo informationReputationGood Other reviewed gold IRAs The following companies earned lower ratings in our gold IRA comparison due to various issues, such as a lack of transparency and less-than-stellar client feedback. Anthem Gold Group 3.6 /5 Visit Site What to know Anthem Gold Group started out strong in 2023 and earned positive reviews, but its business appears to be struggling lately. Additionally, the website offers limited information. Gold IRA details Available metalsGold, silver, platinumFees$50 setup fee, $30 wire fee, $125 annual maintenance, $100 storageAsset protectionShipping insurancePerformance trackingCustodian statementsReputationFair Augusta Precious Metals 4.0 /5 Visit Site What to know Augusta Precious Metals is a trusted provider, but its $50,000 minimum investment threshold, zero online purchasing options, and lack of information about fees may deter investors. Gold IRA details Available metalsGold, silverFeesNot disclosedAsset protectionDiscreet shipping, shipping insurance, required signaturePerformance trackingCustodian statementsReputationGood Lear Capital 4.0 /5 Visit Site What to know While Lear Capital has an excellent reputation, its lack of an online catalog and phone-only account setup makes the gold IRA process less convenient. Gold IRA details Available metalsNot stated onlineFees$280 for the first year; $200 after the first year; provider may waive fees over certain amountsAsset protectionShipping insurancePerformance trackingCustodian online platform and quarterly statementsReputationGreat Rosland Capital 3.9 /5 Visit Site What to know Rosland Capital earns negative feedback on BBB and Trustpilot. Reviews describe problems like poor communication and buyback issues. Gold IRA details Available metalsGold, silver, platinumFees$50 setup; $100 – $150 management and storageAsset protectionUnclearPerformance trackingAccount statements from custodianReputationMixed How a gold IRA works To invest in physical gold with a retirement account, you’ll need a self-directed IRA. These are the only IRA accounts that allow you to purchase hard assets, including precious metals, real estate, businesses, and more. Legally, these IRA accounts need a custodian—a bank or other institution that keeps records of the account, handles disbursements, and reports to the IRS. To fund a gold IRA, you have two options. You can roll over or transfer funds from an IRA, 401(k), 403(b), or 457(b) account You can contribute right to the account—up to $8,000 per year, depending on your age Once your IRA is funded, you’ll choose the precious metals you’d like to buy and direct your custodian to make the purchase using your account. It can also recommend a storage facility that meets IRS requirements. Gold in an IRA cannot be stored at home. You can withdraw money from your IRA at any point, though if you do so before reaching age 59½, you will owe a 10% penalty. You can learn more by reading our guide on how gold IRAs work. What is the best gold IRA? Which gold IRA is the best depends on your situation. When evaluating companies, here’s what to consider: Initial transfer and setup fees Annual management fees Storage fees Availability of customer support Knowledge and investment resources Past customer reviews That said, based on our analysis, we believe American Hartford Gold is currently the best gold IRA for most investors—it checks all the above boxes and offers a secure, reasonably priced way to invest. How has gold performed over the years? Gold prices have increased over the last few decades, but dips have occurred during that time. As you can see below, gold recently hit an all-time high of $3,500 per ounce: Despite the four-figure price tag, the Dow Jones Industrial Average has seen greater returns than gold. That said, gold tends to be far less volatile than the stock market. Gold’s return may be lower, but so is its risk. Past performance doesn’t necessarily indicate future performance. Consider historical data in your decision, but don’t let that be the only factor you weigh. The following section provides several reasons for investing in gold. Tip New to precious metals investing? Grab a free gold IRA kit to get started. What are good reasons to open a gold IRA account? Here are common reasons people invest in precious metals, such as gold and silver: To diversify your portfolio: Investing all your money in a single investment or asset is risky. If you have a portfolio without precious metals, a gold IRA can be an option for additional diversification. Protection from inflation: When the U.S. dollar drops in value, so does your purchasing power. Gold investments can protect against this loss. It has historically kept its value even when the dollar’s value weakens. Economic security: If the economy (or stock market) takes a turn, having your money in gold could reduce your losses. Learn more with our gold IRAs for seniors guide. Growth investment: The price of gold has risen steadily over the last few years, including reaching its highest price ever in April 2025. Gold is often considered a safe investment that can withstand severe market fluctuations and downturns, although it can be prone to price volatility. Can I only hold gold in my gold IRA? No. Gold IRAs are self-directed IRAs, so gold bars and coins aren’t the only items you can hold in these accounts. Also referred to as precious metals IRAs, you can purchase other precious metals, including silver, platinum, or palladium, or you can put the funds into real estate, commodities, tax liens, partnerships, and more. However, you can’t invest it in collectibles, antiques, gems, stamps, or life insurance. Is there a minimum investment to open a gold IRA? The minimum investment depends on the institution offering the gold IRA. The IRS doesn’t require minimum investments, but it does have annual contribution limits. These depend on your age and can go up to $8,000 per year in 2025. What is IRS-approved gold? Per IRS rules, only certain gold and precious metals can be held in an IRA. With few exceptions, gold must be 99.5% pure and made by a national mint or certified or accredited manufacturer. JM Bullion has a list you can use to guide your investments. You won’t be able to use your IRA funds to purchase metals not on this list because they aren’t deemed pure enough. Look out for gold IRA scams As you search for a gold IRA company, always do your due diligence. Scams are rampant in the gold IRA business, and falling victim could mean significant loss. Common signs of a scam include pushy sales tactics, talks of “rare” or “collectible” coins (these aren’t IRS-approved), or murky and misleading contracts. Some companies will also sell fake IRAs, duping you into transferring your funds into an unknown account, while others will feign gold purchases, instead funneling the money into their own business. To safeguard your cash, only do business with a legitimate, credible, and trusted company. To avoid gold IRA scams, don’t click on anything. Ignore it and move on. If you encounter a scam, contact the U.S. Securities and Exchange Commission (SEC). Catherine Valega , CFP®, CAIA FAQ Are gold IRAs a good idea? Historically, gold has been a safe haven in uncertain economic times. For someone looking to diversify their retirement account, a gold IRA could be beneficial. However, like any investment, it’s important to understand the pros and cons. Gold IRAs might provide stability, but it lacks the liquidity of other assets. So consider your long-term financial goals and risk tolerance before investing. What is the minimum deposit for a gold IRA? This varies by company, but of the companies we’ve rated, the minimum deposit varies from $5,000 (Advantage Gold) to $50,000 (Augusta Precious Metals). American Hartford Gold, our pick for best overall, had a minimum of $10,000. How do you know if a gold company can be trusted? The best gold IRA companies don’t compromise on transparency, customer service, or regulatory compliance. Trustworthy companies often have strong reputations bolstered by positive customer reviews, industry credentials and recognition, and easy-to-understand policies and procedures. How we selected the best gold IRA companies Since 2020, LendEDU has evaluated gold dealers to help readers find the best precious metal IRAs and inventories for direct purchase. Our latest analysis reviewed 24 data points from 31 dealers, with 744 data points collected from each. This information is gathered from company websites, public disclosures, customer reviews, and direct communication with company representatives. These data points are organized into broader categories, which our editorial team weights and scores based on their relative importance to readers. These star ratings help us determine which companies are best for different situations. We don’t believe two companies can be the best for the same purpose, so we only show each best-for designation once. List of gold IRA companies we evaluated Advantage Gold All American Assets American Bullion American Hartford Gold American Precious Metals Exchange (APMEX) Anthem Gold Group Augusta Precious Metals Birch Gold Group Bishop Gold Group Eagles Capital Goldco Gold Alliance Goldline iTrustCapital JM Bullion Lear Capital Legacy Precious Metals Monetary Gold Noble Gold OneGold Orion Metal Exchange Oxford Gold Group Patriot Gold Group Preserve Gold Priority Gold RC Bullion Red Rock Secured Rosland Capital Silver Gold Bull Thor Metals Group U.S. Gold Bureau Recap of our picks for best gold IRAs Company Best for… Rating (0-5) 4.9 Visit Site Best Overall(866) 525-9625 4.9 Visit Site 4.7 Visit Site Best for Small Investments(888) 612-4511 4.7 Visit Site 4.6 Visit Site Best Buyback Program(866) 427-7710 4.6 Visit Site 4.6 Visit Site Best Online Experience(866) 515-6340 4.6 Visit Site 4.4 Visit Site Best for Quick Setup(877) 583-2399 4.4 Visit Site