About Rebecca Lake, CEPF®
Current Role
Personal Finance Writer
Expertise
- Student Loans
- Mortgages
- Home-buying
- Credit
- Debt
- Personal Loans
- Education Planning
- Insurance
- Investing
- Small Business
Certifications & Degrees
- Certified Educator in Personal Finance
- Bachelor's degree in political science from the University of South Carolina
Personal Finance Experience
Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.
Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.
Latest from Rebecca Lake, CEPF®
Can You Refinance Student Loans More Than Once?
There are no limits on how many times you can refinance student loans, but these...
How to Pay for College If You Don’t Qualify for Federal Financial Aid
Federal loans aren't the only option for covering college costs. Scholarships, grants, and private loans...
IRS Fresh Start Program 2025: What It Is, Who Qualifies, and What to Do If You Don’t
The IRS Fresh Start initiative includes several programs that can help taxpayers settle their tax...
How to Get Help With Back Taxes
Back taxes come with a variety of consequences, including fees, liens, wage garnishment, and more. Fortunately, there are several ways to avoid these...
Can You Use a HELOC or Home Equity Loan for Business?
Homeowners may be able to use a home equity loan or HELOC to start a...
How Do Student Loans Work?
Understanding how student loans work is important for determining whether they're the best option for covering education costs.
Can You Get Financial Aid as a Part-Time Student? [Q&A]
Even if you’re attending college part-time, you still have access to financial aid. We'll review...
Can You Refinance Student Loans Before You Graduate?
You may be able to refinance your student loans while you're still enrolled in school,...
Federal Parent PLUS Loan vs. Private Parent Student Loan: Full Comparison
Parent PLUS loans and private student loans can fill funding gaps when you’ve exhausted other...
Private Student Loans for Certificate Programs: When You Need Them and How to Qualify
The cost of a certificate program can add up quickly. Check out federal and private...