About Rebecca Lake, CEPF®
Current Role
Personal Finance Writer
Expertise
- Student Loans
- Mortgages
- Home-buying
- Credit
- Debt
- Personal Loans
- Education Planning
- Insurance
- Investing
- Small Business
Certifications & Degrees
- Certified Educator in Personal Finance
- Bachelor's degree in political science from the University of South Carolina
Personal Finance Experience
Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.
Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.
Latest from Rebecca Lake, CEPF®
How Do Payday Loans Work?
When you’re strapped for cash and you need it in a hurry, you might be considering a payday loan. With payday loans, you’ll...
Student Loan Alternatives
Paying for college leaves millions with student loan debt. Explore these alternatives to student loans that you may not need to repay.
Statute of Limitations on Student Loans
The statute of limitations on student loans defines how long a lender has to sue you for unpaid debt if you default on...
Student Loan Disbursement
Student loan disbursement ensures that your school receives the funds needed to pay your costs of attendance. How long disbursement takes can depend...
Does Debt Consolidation Hurt Your Credit?
Consolidating debts can make budgeting easier, since you have fewer payments to make. Before moving forward with debt consolidation, it helps to know...
Public Service Loan Forgiveness (PSLF) Guide
If you’re struggling with student loan debt and you work in the public service sector, you might be able to get on a...
How to Get Free Student Loan Help
Student loan debt is a major concern for many families in the U.S. The process of applying for loans and filling out paperwork...
Credit Card Refinancing vs. Debt Consolidation
When you have credit card debt, you might consider refinancing or consolidating it to pay...
Should You Use a Home Equity Loan or Line of Credit for Vacation?
A HELOC or home equity loan could provide you with cash for a vacation. It's...
Cash-Out Refinance vs. Home Equity Loan: Which Is Better?
When weighing a cash-out refinance loan vs. home equity loan, it's important to consider how...