Rebecca Lake, CEPF® Profile Photo

Rebecca Lake, CEPF®

Rebecca Lake is a certified educator in personal finance (CEPF®) and freelance writer specializing in finance.

About Rebecca Lake, CEPF®

Current Role

Personal Finance Writer


  • Student Loans
  • Mortgages
  • Home-buying
  • Credit
  • Debt
  • Personal Loans
  • Education Planning
  • Insurance
  • Investing
  • Small Business

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor's degree in political science from the University of South Carolina

Personal Finance Experience

Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.

Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.

Latest from Rebecca Lake, CEPF®

Personal Loans for a Credit Score of 550

Lenders use credit scores to measure creditworthiness. A FICO score of 580 or below puts a borrower in the poor credit category, indicating...

Self-Employed Personal Loans

Being self-employed can complicate your plans if you’re trying to get approved for a personal loan. Most lenders want proof of steady income...

Guaranteed Personal Loans: Do They Exist?

Guaranteed personal loans sound like a sure bet, but here’s the catch: They don’t exist. You can get preapproved for a personal loan...

Best Debt Consolidation Loans for Bad Credit

Having bad credit can be a disadvantage financially. You may be denied credit or be unable to obtain utility services in your name...

How to Get a $40,000 Personal Loan

Personal loans allow you to borrow a lump sum and repay it over a set term with interest. Qualifying for a personal loan...

Personal Loans After Bankruptcy

Personal loans let you borrow a lump sum of cash to meet financial needs or goals. You might consider getting a personal loan...

How to Get a $25,000 Personal Loan

Personal loans let you borrow a lump sum of cash, which you repay with interest in monthly installments. Minimum loan amounts may be...

Hard Money Fix-and-Flip Loans

Becoming a house flipper can be a lucrative way to create an additional stream of income if you have the time and money...

Fix-and-Flip Loans for Residential Real Estate

Fix-and-flip loans are short-term loans that allow real estate investors to buy properties and make...

No-Money-Down Fix-and-Flip Loans

Fix-and-flip loans provide short-term financing to real estate investors who want to buy properties, make improvements, and sell them for a profit. No-money...