About Rebecca Lake, CEPF®
Current Role
Personal Finance Writer
Expertise
- Student Loans
- Mortgages
- Home-buying
- Credit
- Debt
- Personal Loans
- Education Planning
- Insurance
- Investing
- Small Business
Certifications & Degrees
- Certified Educator in Personal Finance
- Bachelor's degree in political science from the University of South Carolina
Personal Finance Experience
Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.
Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.
Latest from Rebecca Lake, CEPF®
Current Home Equity Loan Rates in July 2025
Thinking of tapping into your equity? According to Bankrate’s national survey of rates, average home equity loan rates currently range from 8.04% to...
Where to Invest During a Recession: 5 Do’s and 4 Don’ts
Hearing talk about a recession is enough to make anyone feel jittery. Recessions can affect...
Income-Share Agreements: What ISAs Are and How They Work
College can be expensive, and if you’re hesitant to take out student loans, you might...
How Much Do Financial Advisors Cost? The Full Answer and Examples
You have big goals you want to reach with your money, and a financial advisor...
How to Find a Financial Advisor Online
When you have money goals you want to reach, it helps to have an expert on your side. A financial advisor can guide...
Are HELOCs Tax-Deductible? How to Deduct HELOC Interest From Taxes
Home equity lines of credit (HELOCs) not only offer access to cash, they can also...
How to Recertify Your IDR Plan in 2025
Recertification for income-driven repayment (IDR) plans is required annually, but as of March 18, 2025, applications are temporarily unavailable on the Federal Student...
How Often Does the IRS Seize Property?
The IRS uses a range of enforcement actions to collect back taxes, including seizing taxpayer assets. But how often does the IRS seize...
Does FAFSA Cover Trade School? What to Know About Financial Aid for Tech and Vocational School
Many people think the Free Application for Federal Student Aid (FAFSA) is just for four-year...
How to Refinance Student Loans With a Cosigner [2025’s Best Rates + Lenders]
Refinancing student loans with a cosigner can make it easier to qualify and potentially snag...