Rebecca Lake, CEPF® Profile Photo

Rebecca Lake, CEPF®

Rebecca Lake is a certified educator in personal finance (CEPF®) and freelance writer specializing in finance.

About Rebecca Lake, CEPF®

Current Role

Personal Finance Writer


  • Student Loans
  • Mortgages
  • Home-buying
  • Credit
  • Debt
  • Personal Loans
  • Education Planning
  • Insurance
  • Investing
  • Small Business

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor's degree in political science from the University of South Carolina

Personal Finance Experience

Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.

Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.

Latest from Rebecca Lake, CEPF®

Best HELOC for Bad Credit

Bad credit could make securing a home equity line of credit (HELOC) more challenging. Along with the amount of equity you have in...

Credit Builder Loans Like Seedfi

Credit builder loans can help you to establish credit history by making on-time installment payments to a lender. SeedFi offers small lines of...

Credit Builder Loans That Give You Money Upfront

Credit builder loans can help with establishing or re-establishing credit history, but they don’t work...

Can I Use a Home Equity Loan or HELOC to Pay Off a Car Loan?

It's possible to use a HELOC or home equity loan to pay off auto loan...

Personal Loans by State

When you need a personal loan, where you live can affect your choice of lenders and loan terms. Comparing personal loans by state...

What Is a Credit Builder Loan?

A credit builder loan is one way to build or rebuild credit history. Credit builder loans can have both pros and cons, and...

How Long Does It Take to Get a Home Equity Loan or HELOC?

Home equity loans and lines of credit can offer convenient access to cash. How long...

How to Upgrade Your Credit Card

Credit card upgrades can help you make the most of your account without the hassle of applying for a new card. Just keep...

Best Credit Card Perks Offered Today

Finding the right card can hinge on your spending habits and needs. Compare the best credit card perks from different cards to narrow...

How to Transfer Parent PLUS Loan to Student

Parent PLUS loans are a way for parents to help children pay for college. These loans aren't transferable, but there is a way...