Rebecca Lake, CEPF® Profile Photo

Rebecca Lake, CEPF®

Rebecca Lake is a certified educator in personal finance (CEPF®) and freelance writer specializing in finance.

About Rebecca Lake, CEPF®

Current Role

Personal Finance Writer

Expertise

  • Student Loans
  • Mortgages
  • Home-buying
  • Credit
  • Debt
  • Personal Loans
  • Education Planning
  • Insurance
  • Investing
  • Small Business

Certifications & Degrees

  • Certified Educator in Personal Finance
  • Bachelor's degree in political science from the University of South Carolina

Personal Finance Experience

Rebecca began writing about personal finance in 2013 after finding herself nearly $100,000 in debt with credit cards, student loans, and a car loan. As she learned about finance and paid down the debt, she became interested in teaching others how to manage money, save, and build wealth.

Over the past decade, she's written for a number of top publications in the personal finance space, covering a wide range of topics. In 2019, she founded Boss Single Mama, a personal finance blog for moms who are interested in earning and saving more while spending less. In 2022, she became a CEPF® and continues to share her passion for finance with others.

Latest from Rebecca Lake, CEPF®

Figure vs. Hometap: Figure HELOC Wins for Fast Funding, Hometap HEA for Eligibility

About Figure and Hometap  Figure is a non-bank lender that offers a home equity line...

10 Home Equity Agreement (HEA) Pros and Cons

Home equity sharing allows you to tap into cash in exchange for a share of your home’s future value. Unlike a home equity...

What to Do When You’re House-Rich but Cash-Poor

Imagine sitting on wealth but feeling broke when you look at your bank account. That’s...

How to Pay for Assisted Living

Retirement may be years away, but it’s never too early to think about how to pay for assisted living if you think you’ll...

The 7 Best Apps to Make Money Fast

Whether you’re looking to earn from gig work, selling items, or taking surveys, apps including Upwork, Decluttr, and Swagbucks can help you make...

9 Tax Relief Scams to Avoid

When you owe money to the IRS or your state tax agency, it’s better to address it sooner rather than later. Unpaid tax...

What Happens When You Refinance a Student Loan?

When you refinance student debt, you replace existing student loans with a new one. Student...

Cash Advance vs. Payday Loan

Cash advances and payday loans are two convenient, though potentially expensive, ways to borrow when you need money. You may get a cash...

Missouri HELOC Rates and Lenders

A home equity line of credit or HELOC allows you to tap into cash by borrowing against your home’s value. It’s a flexible...

Alaska HELOC Rates and Lenders

A home equity line of credit (HELOC) offers a flexible way to tap into your home’s value. You can access your credit line...