Over the last 10+ years, we’ve published 500+ review articles based on 10,000+ data points (and counting) that feed into our proprietary ratings system.
Our goal is to provide the most accurate, honest information to consumers before they commit to any financial product, from budgeting apps to mortgages.
Related reading:
Editorial Integrity
Ratings and Methodology
Table of Contents
Financial Wellness App Reviews
The Best of the Best
See which apps won LendEDU’s 2025 Awards for:
🏆 Best Cash Advance Apps
🏆 Best Credit Builder Apps
🏆 Best Apps to Save Money
🏆 Best Debt Payoff Apps
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Is Brigit Legit? Cash Advance and App Review [2025]
What is Brigit? Brigit is a financial app that launched in 2019 with a clear goal: to help everyday people stay on top of their money and avoid those frustrating…
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Dave ExtraCash Cash Advance: 2025 Review
Funding Up to $500 Speed of advance 2 – 3 days; Instant (with fee) Subscription fees $1/month Instant funding fees $1.99 – $13.9 Dave is a digital banking app that…
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MoneyLion Cash Advance Review
Founded in 2013, MoneyLion began with a mission to help Americans who may not have access to traditional banking opportunities. It uses technology to provide low-cost (or even free) financial…
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Is EarnIn App Legit? Our 2025 Review
Founded in 2014, the EarnIn app was created to help responsibly-employed borrowers with cash flow issues between paychecks. EarnIn stands out against competitors because it doesn’t charge mandatory fees or…
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Klover App 2025 Review: Small Advances, Big Privacy Trade-Offs
Klover offers fee-free cash advances up to $200 with no interest or credit check—but there’s a catch. To qualify, you’ll need to share your financial data and complete tasks in…
Personal Loans Reviews
The Best of the Best 🏆
See which lenders won LendEDU’s 2025 Awards for Best Personal Loans.
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Earnest Personal Loans via MoneyLion: An Unnecessarily Complicated Way to Borrow [2025 Review]
Earnest specializes in student loans, although it offered personal loans for years. Recently, its parent company, Navient, decided to cut costs by removing personal loans from the picture, but it…
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Universal Credit Personal Loans: Light on Details, Heavy on Costs [2025 Review]
Universal Credit offers online personal loans ranging from $1,000 to $50,000. Its loans are on the expensive side, which—while the company doesn’t provide any specifics—often means that it’s geared toward…
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Chime MyPay 2025 Review: How It Works and Who’s Eligible
MyPay® is an optional feature for people who use the Chime® online checking account. It is a line of credit1 that works similarly to cash advance apps, allowing you to…
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Achieve Personal Loans Review: A Solid Pick for Creditworthy Borrowers
Achieve personal loans are a strong option for borrowers with good to excellent credit who want to consolidate debt or cover a large expense—and want the process to be as…
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Credible Personal Loans Review 2025: Best Marketplace to Compare Rates
Credible earns our top rating as the best personal loan marketplace. It lets you compare real, prequalified loan offers from multiple lenders in minutes with no impact on your credit…
Auto Loan Reviews
The Best of the Best 🏆
See which lenders won LendEDU’s 2025 Awards for Best Auto Loans and Best Auto Loan Refinance
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Boro Auto Loans for College Students Review
Boro auto loans are designed for college students with no credit. Qualifying for a loan is straightforward, and Boro doesn’t require a cosigner, unlike most other lenders.
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2025 Collector Car Lending Review: Specialized Loans, Limited Transparency
Collector Car Lending (CCL) is a full-service operation for buyers interested in classic cars. While Collector Car Lending is not a lender itself, it works with a network of lenders…
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LightStream Auto Loans Review
LightStream, a division of Truist, offers unsecured loans ideal for refinancing or purchasing a vehicle if you have good credit. Unlike traditional auto loans, these loans don’t require collateral, which…
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RateGenius Auto Refinance Review
RateGenius offers quotes for auto loan refinancing from 150-plus lenders. To see how the platform can help you, read this RateGenius review now.
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OpenRoad Lending Review
OpenRoad Lending offers auto refinancing with competitive rates and a simple online application process. However, the company also places some restrictions on its loans that may ultimately make other options…
Mortgage Product Reviews
The Best of the Best
See which lenders won LendEDU’s 2025 Awards for:
🏆 Best Mortgage Lenders
🏆 Best Reverse Mortgage Lenders
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Premier Reverse Mortgage Review
Premier Reverse Mortgage is a Marietta, Georgia-based company that sells one product only—reverse mortgages. It was created in 2012 after its founder, Matt Neumeyer, decided to stop working for other…
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Open Mortgage Reverse Mortgage Review 2025: No Longer Available [Best Alternatives]
Choosing a reverse mortgage lender isn’t just about rates. It’s about trust, stability, and support. Mutual of Omaha offers long-standing industry credibility if you’re concerned about lender closures. If personalized…
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Fairway Independent Mortgage Company Reverse Mortgage Review
Fairway Independent Mortgage Corporation was founded in 1996 by Steve Jacobson. Its mission is to provide excellent customer service and help them navigate the mortgage process, whether it’s homebuying, refinancing,…
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American Advisors Group (AAG) Reverse Mortgage Review [Acquired by Finance of America]
The strategic acquisition aimed to expand FOA’s presence in the reverse mortgage market by integrating AAG’s assets and operations. Following the acquisition, FOA began consolidating its reverse mortgage brands, Finance…
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Mutual of Omaha Reverse Mortgage 2025 Review: A Reliable Choice for Homeowners
Mutual of Omaha has been a trusted name in financial services for over a century, and its reverse mortgage products reflect that reliability. As the second-largest reverse mortgage provider, Mutual…
Home Equity Product Reviews
The Best of the Best
See which lenders won LendEDU’s 2025 Awards for:
🏆 Best Home Equity Loans (HELOAN)
🏆 Best Home Equity Lines of Credit (HELOC)
🏆 Best Home Equity Agreements (HEA)
🏆 Best Home Sale-Leaseback
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Upstart HELOC 2025: Clear Fees, Fixed Rates, But Short Draw Period and Limited Availability
Upstart is a solid online HELOC lender with a quick closing timeline, no appraisal requirement, and fixed rate draws. It’s a strong option for borrowers who need money fast and…
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Divvy Homes Rent-to-Own Company 2025 Review: Why It’s the Best for New Buyers
Divvy Homes is a rent-to-own company that offers a path to homeownership through renting. Founded in 2017, the company works by having customers rent the home they want to buy…
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Rocket Mortgage Home Equity Loan (HEL) Review: Fast Process, Limited Flexibility
Home equity can be a powerful financial resource. As you make mortgage payments and your home’s value grows, you may be able to borrow against that equity when you need…
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Stay Frank Review 2025: Residential Home Sale-Leaseback and Home Equity Agreements
Stay Frank can help you access some of the equity you’ve built up in your property using a home sale-leaseback or a home equity agreement. Stay Frank may be worth…
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Aven HELOC Review 2025: How Its Home Equity Cash Works and Compares to Competitors
Aven first made its mark with an equity-backed credit card, and has since expanded into a more traditional home equity line of credit called Aven Home Equity Cash. This product…
Student Loan Lender Reviews
The Best of the Best 🏆
See which lenders won LendEDU’s 2025 Awards for Best Student Loans and Best Student Loan Refinance
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RISLA Review: What to Know About Its 2025 Student Loans and Refinance
RISLA—which stands for Rhode Island Student Loan Authority—is a nonprofit dedicated to helping students go to college. It offers student loans with many borrower protections you don’t typically see with…
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EdvestinU Student Loans Review: Benefits in New Hampshire, Better Rates Elsewhere for Others
Rates (APR) 6.00% – 9.514% fixed, 7.14% – 10.199% variable, w/ autopay Loan amounts $2,001 – 100% of school-certified costs Repayment terms 7 – 15 years EdvestinU is the student…
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Brazos Student Loan Refinance 2025 Review: Low Rates and No Fees for Texas Residents
If you live in Texas and you’re looking to refinance your student loans, Brazos is likely one of your best options. You’ll need to meet qualification requirements that are a…
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Aidvantage Federal Student Loan Servicing
If you borrow federal student loans, your loans will eventually get assigned to a student loan servicer. Aidvantage is one of seven such servicers, and its primary purpose is to…
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SELF Refi Loans Review 2025: Alternatives for MN Borrowers While Program Temporarily Closed
SELF Refi is a student loan refinancing program available to Minnesota residents. As of May 2025, SELF Refi is not accepting new applications. The program is temporarily suspended as it…
Tax Relief Service Reviews
The Best of the Best 🏆
See who won LendEDU’s 2025 Awards for Best Tax Relief Companies
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Tax Relief Advocates (TRA) Review 2025: Services, Costs, and Alternatives
Tax Relief Advocates assists clients in navigating complex tax issues, offering offers in compromise, hardship relief, installment agreements, and more to help manage tax debt and other challenges. These options…
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Precision Tax Relief Review 2025: Transparent Pricing and Top-Rated Service
Precision Tax Relief is one of the most trusted names in tax resolution, and it shows. With a 94% success rate in Offer in Compromise cases, flat-fee pricing, and stellar…
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Ideal Tax Review 2025: Services, Costs, and Concerns
Ideal Tax claims to make tax relief “easy,” offering a full-service process with licensed professionals and more than 15 years of experience. The company helps clients resolve IRS and state…
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Blueprint Resolution Services Tax Relief Review 2025: How It Works and What’s Offered
Blueprint Resolution Services was founded in 2017 to provide tax relief and compliance services to individuals and businesses nationwide. We like it’s overwhelmingly positive customer reviews, indicating it has a trustworthy, highly…
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Larson Tax Relief 2025 Review: Services, Costs, Reputation, and Why It’s Best for Initial Investigation
Larson Tax Relief has a generous money-back guarantee and solid customer reviews. But you may need to dig for pricing. Here’s what you need to know.
Debt Relief Service Reviews
The Best of the Best 🏆
See who won LendEDU’s 2025 Awards for Best Debt Relief Companies
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Trinity Debt Management 2025 Review: Christian-Centered Debt Relief?
Trinity Debt Management is a long-running nonprofit credit counseling agency that positions itself as a Christian-centered source of support for people trying to manage credit card debt. If you’re searching…
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American Consumer Credit Counseling Review: ACCC Debt Management Plans That Don’t Damage Your Credit
What is ACCC? American Consumer Credit Counseling (ACCC) is a nonprofit credit counseling agency that helps people manage unsecured debt through budgeting support, debt management plans, and financial education. ACCC…
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DebtBusters Review: A Standard Option, Not Our Top Pick
Solutions offered Debt relief, debt settlement, debt consolidation, student loan forgiveness, credit card debt forgiveness, credit repair services, debt management, tax debt relief, and bankruptcy services Counseling consultation fee $0…
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Apprisen 2025 Review: Lower Monthly Payments and Top-Tier Financial Education
Apprisen has been negotiating debt with creditors on behalf of its clients for more than 70 years. The nonprofit organization aims to help people with their financial well-being through financial…
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CuraDebt 2025 Review: Can Its Debt Settlement Program Help You?
CuraDebt is an established debt settlement firm that aims to help customers eliminate debt by defaulting on their loans, which allows CuraDebt to negotiate a lump sum payoff for less.…
Investment Product Reviews
The Best of the Best
See which lenders won LendEDU’s 2025 Awards for:
🏆 Best Gold Dealers
🏆 Best Gold IRA Companies
🏆 Best Free Gold IRA Kits
🏆 Best Self-Directed IRA Companies
🏆 Best Crypto IRA Companies
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BitIRA Review 2025: No Monthly or Setup Fees, A Rarity in Crypto IRA Market
The ability to buy crypto while lowering your tax bill has caused an influx of consumers to rush to open a crypto IRA, and more financial firms are offering these…
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U.S. Gold Bureau 2025 Review: Clear Pricing, Personalized Service for New Investors
With a name like U.S. Gold Bureau, the company sounds as official as Fort Knox. Yet, it’s a private broker for precious metal purchases, aimed at offering concierge-level services to…
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Bishop Gold Group Review 2025: Large Selection, Excellent Customer Service, But Lacks Transparency
Bishop Gold Group describes itself as an “emerging leader” in the gold and precious metals market. The company was originally formed in Wyoming in 2017 and registered as a California…
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Bitcoin IRA 2025 Review: 75+ Cryptocurrencies But High Fees
Retirement accounts allow you to accumulate assets while minimizing how much you pay in taxes. Traditional IRAs let you defer taxes now, while Roth IRAs allow you to make tax-free…
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Silver Gold Bull Review 2025: Large Selection, Competitive Prices, Some Quality Issues Reported
Silver Gold Bull is a precious metals dealer offering sales, IRA investment solutions, secure storage, and a buyback program for bullion. Its website is easy to navigate, offers a free…