Home Equity
Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.
Ways to access the equity in your home
If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.
- How to Take Equity Out of Your Home
- Best Home Equity Loans
- Best Home Equity Lines of Credit
- Best Home Equity Agreements
- Best Home Sale-Leasebacks
Home equity reviews
Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.
- Figure HELOC Review
- Hometap Review
- Spring EQ Home Equity Loan Review
- Point Home Equity Review
- Unison Home Equity Review
- EasyKnock Home Equity Review
Other home equity resources
Using your home's equity for home improvements
- Home Addition Loans
- Highest ROI Renovations
- How to Pay for Emergency Home Repairs
- Home Improvement Financing
Home improvement projects inside your home
- How Much Does It Cost to Fix or Replace a Broken Water Heater?
- How Much Does an Emergency Plumber Cost?
- Best Loans for Plumbing Financing
- How Much Does It Cost to Paint a House?
- Understanding Drywall Repair Costs
- How Much Should It Cost to Add a Fireplace or Furnace?
- How Much Does It Cost to Replace or Repair a Furnace?
- How Much Should a Kitchen Remodel Cost?
- How Much Should a Bathroom Remodel Cost?
- Cost to Finish a Basement
- Mold Remediation Costs
Home improvement projects outside your home
- How Much Does It Cost to Replace a Roof?
- How Much Should Window Replacement Cost?
- How Much Does a Storm Shelter Cost?
- What to Know About Siding Replacement Cost
- How Much Does It Cost to Install Solar Panels?
- How Much Does It Cost to Install or Repair Gutters?
- How Much Should a Foundation Repair Cost?
All home equity articles
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HELOCs for Accessory Dwelling Units (ADUs): A Closer Look at Costs and Financing with Equity
Whether you’re designing an accessory dwelling unit (ADU) because your family needs more living space, you’re planning to care for a loved one, or you want to make passive income…
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HELOC vs. Construction Loan: Financing Options to Build a New Home
Can you open a home equity line of credit (HELOC) to finance new construction? In short, yes, you can. If you’d like to use a HELOC for construction, as long…
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Best No-Fee HELOCs
A home equity line of credit (HELOC) is a borrowing tool that allows homeowners to tap into the equity they’ve built in their home. This line of credit is secured,…
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Connecticut HELOC Rates and Lenders
If you’re looking for a home equity line of credit (HELOC) in the Constitution State, you might need funds for a home renovation, debt consolidation, or a major purchase. The…
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North Carolina HELOC Rates and Lenders
Finding the best HELOC rates in North Carolina can save you thousands of dollars in interest over the life of the loan, so it pays to compare your options. Whether…
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Ohio HELOC Rates and Lenders
The Buckeye State is known for Cincinnati chili, the Rock and Roll Hall of Fame, and its manufacturing industry. But if you’re a homeowner in Ohio looking to tap into…
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The Best HELOCs Without Prepayment Penalties and How They Work
Some HELOC lenders charge prepayment penalties between 1% and 5% of the total loan amount to discourage borrowers from repaying the balance early. Lenders expect to earn interest on the…
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Washington HELOC Rates and Lenders
You might be searching for the best HELOC rates in Washington because you want to tap into your home’s equity for a major expense—a kitchen remodel, credit card consolidation, or…
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HELOCs for Seniors: Should You Tap Into Home Equity for Retirement?
If you’re retiring with a paid-off or nearly paid-off home, you could be sitting on a decent pile of equity. Equity is the difference between your home’s value and the…
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How Much Income Do I Need for a HELOC?
Lenders evaluate several financial measures when you apply for a home equity line of credit (HELOC). Although most lenders don’t specify a minimum income requirement, they closely evaluate your debt-to-income…