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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

Chase Home Equity Loan Review

Chase is a well-respected bank that offers a HELOC product without an application fee. However, there is no Chase home equity loan, and...

Unison Review: Access Home Equity Without Debt

Unison offers an equity sharing agreement that allows homeowners to exchange a share of their...

Rentback Home Equity Review

Rentback is an alternative way to tap into your home equity that doesn’t involve taking out a home equity loan. Instead, Rentback connects...

Bank of America Home Equity Products: A Complete Review

Those interested in Bank of America home loans should know that only HELOCs are available....

Equifi Review: Shared Equity in Your Home

Equifi lets you tap into home equity without taking a reverse mortgage or home equity loan. Equifi doesn’t require you to make monthly...

Second Mortgage vs. Home Equity Loan: What’s the Difference?

Home equity loans are usually second mortgages—meaning they're the second loan you take out against...

Should You Use a Home Equity Loan or Line of Credit to Pay Off Credit Card Debt?

Home equity loans and HELOCs can be smart ways to pay off credit cards and...

Home Equity Loan or Line of Credit for Debt Consolidation

Both home equity loans and home equity lines of credit can be used to consolidate...

Should You Use a Home Equity Loan or Line of Credit for Vacation?

A HELOC or home equity loan could provide you with cash for a vacation. It's...

Cash-Out Refinance vs. Home Equity Loan: Which Is Better?

When weighing a cash-out refinance loan vs. home equity loan, it's important to consider how...