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Home Equity

Compare our top picks for the best home equity loans & HELOCS and learn more about how home equity works & how you can use it.

Ways to access the equity in your home

If you have sufficient equity in your home, you can use it to access cash. Your home acts as collateral for these loans or agreements.

Home equity reviews

Several companies allow you to access the equity in your home. Before moving forward with any company, it’s important that you review what it offers to ensure it offers you the best terms.

Other home equity resources

Latest on home equity:

Wells Fargo Home Equity Review

Wells Fargo paused new home equity lines of credit in May 2020. Here are other options for borrowers to tap into their home’s...

Should I Get a HELOC Just in Case?

A home equity line of credit can offer access to cash when you need it for emergency situations. Getting a HELOC just in...

List of Home Equity Companies

Home equity companies offer financial products that let you tap the equity you’ve built in your home. These companies usually don’t set restrictions...

Can I Increase My HELOC Limit?

If you want to increase your HELOC limit, you’ll likely need to refinance. Here’s how that works and who qualifies.

What Is a HELOC Note?

A home equity line of credit can provide you with flexible access to cash. Before you can get the money, you'll need to...

Citizens Bank Home Equity Review

Citizens Bank offers home equity lines of credit (HELOCs) of up to $2 million to eligible homeowners in 18 states and the District...

PenFed Home Equity Review

A HELOC from PenFed gives homeowners access to up to $500,000 of their home’s equity with flexible rates and standard terms.

Bethpage Home Equity Review

Bethpage FCU is one option if you’re considering a HELOC. The company allows you to convert all or a portion into a fixed-rate...

Truist Home Equity Review

Truist offers a home equity line of credit that homeowners can use to finance upcoming projects or consolidate debt.

How Does the Draw Period Work on a HELOC?

During the HELOC draw period, you can withdraw money from your line of credit. You typically make interest-only payments during this phase.